4 Carpenter St, Middleborough, MA 02346 Property Records

Plymouth County and Middleborough Town property record for 4 Carpenter St, Middleborough, MA 02346

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,218 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Aug 1988)
Tax Bill	$5,032 (2026)
Deeds & Mortgages	Aug 2021 Refinance Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-3589`

Property Details

APN / Parcel Number

Primary APN	`51-3589`
Alternative APN	`MIDD M:00051 L:3589 U:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	2,099 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	51-3589
Street Address	4 CARPENTER ST
City	MIDDLEBORO
State	MA
Zip	02346-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	3589
Jurisdiction	MIDDLEBORO MA
Township / Civil Division	MIDDLEBOROUGH
Census Block Group	3
Census Block	3003
Census Tract	542200

Owner

4 Carpenter St is owned and occupied by two individuals who bought it in August 1988.

Source: Plymouth County and Middleborough Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CARPENTER ST, MIDDLEBORO, MA 02346-2434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIRECT CU
Jan 4, 2017	Deed of Trust, Mortgage · Conventional with PMI DIRECT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 1988 · Amount on File
Deed Sale	Aug 5, 1988 · Amount on File
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	4 CARPENTER ST, MIDDLEBORO, MA 02346-2434
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55512-120
Date	Aug 20, 2021
Book Page	55512/120
Instrument	95012

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	4 CARPENTER ST, MIDDLEBORO, MA 02346-2434
Document Number	50403-313
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARPENTER ST MIDDLEBORO MA 023462434, MIDDLEBORO, MA 02346-2434

Mortgage

Document Number	50403-313
Date	Oct 15, 2018
Book Page	050403/000313
Instrument	85956

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 14, 2038

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	4 CARPENTER ST, MIDDLEBORO, MA 02346-2434
Document Number	47980-271
Book / Page	047980 / 000271
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	47980-271
Date	Jan 9, 2017
Book Page	047980/000271
Instrument	1976

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4 Carpenter St was $5,032, down 0.4% from the year before.

Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Middleborough Town
Unified School District	Middleborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,032.00 (-0.36%)	$383,500 (+1.83%) Land $172,900 Building $210,600	$431,173 (-1.78%)
2025	$5,050.00 (+6.29%)	$376,600 (+7.32%) Land $157,100 Building $219,500	$438,995
2024	$4,751.00 (+6.55%)	$350,900 (+12.07%) Land $149,600 Building $201,300
2023	$4,459.00	$313,100 Land $149,600 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Carpenter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Carpenter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBOROUGH WATER SUPPLY serves 15,350 people · EPA ID MA4182000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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