2 Carpenter St, Middleborough, MA 02346 Property Records

Plymouth County and Middleborough Town property record for 2 Carpenter St, Middleborough, MA 02346

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,015 sqft · built 1890
Lot Size	0.31 acres (13,503 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Mar 2017)
Tax Bill	$4,233 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-3585`

Property Details

APN / Parcel Number

Primary APN	`51-3585`
Alternative APN	`MIDD M:00051 L:3585 U:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area
Gross Area	2,030 sqft
Basement Area	1,015 sqft
Unfinished Basement	1,015 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,503 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	51-3585
Street Address	2 CARPENTER ST
City	MIDDLEBORO
State	MA
Zip	02346-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	3585
Jurisdiction	MIDDLEBORO MA
Township / Civil Division	MIDDLEBOROUGH
Census Block Group	3
Census Block	3003
Census Tract	542200

Owner

2 Carpenter St is owned and occupied by an individual who bought it in March 2017.

Source: Plymouth County and Middleborough Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 CARPENTER ST, MIDDLEBORO, MA 02346-2434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL HERITAGE BANK
Jul 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Mar 30, 2017	Quit Claim Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2017 · Amount on File
Deed Sale	Mar 30, 2017 · Amount on File
Deed Document Number	201725509
Deed Book / Page	48257 / 244
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Recording Date	May 4, 2026
Property Address	2 CARPENTER ST, MIDDLEBORO, MA 02346-2434
Document Number	0061068-12
Book / Page	61068 / 12
Instrument Date	Apr 28, 2026
Instrument	202661
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CARPENTER ST, MIDDLEBORO, MA 02346-2434

Mortgage

Document Number	0000000061,
Date	May 4, 2026
Book Page	61068/12
Instrument	202661

Lender

Name	COASTAL HERITAGE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	2 CARPENTER ST, MIDDLEBORO, MA 02346-2434
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	055268-246
Date	Jul 6, 2021
Book Page	55268/246
Instrument	77019

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEBORO MA
Recording Date	Mar 30, 2017
Property Address	2 CARPENTER ST, MIDDLEBORO, MA 02346-2434
Document Number	48257-244
Book / Page	048257 / 000244
Instrument Date	Mar 30, 2017
Instrument	25509
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CARPENTER ST MIDDLEBORO MA 023462434, MIDDLEBORO, MA 02346-2434

Mortgage

Document Number	48257-247
Date	Mar 30, 2017
Book Page	048257/000247
Instrument	25510

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2 Carpenter St was $4,233, up 6.8% from the year before.

Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Middleborough Town
Unified School District	Middleborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,233.00 (+6.81%)	$322,600 (+9.17%) Land $175,000 Building $147,600	$413,297 (+5.62%)
2025	$3,963.00 (+22.81%)	$295,500 (+24%) Land $159,100 Building $136,400	$391,305
2024	$3,227.00 (-2.48%)	$238,300 (+2.54%) Land $151,500 Building $86,800
2023	$3,309.00	$232,400 Land $151,500 Building $80,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Carpenter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Carpenter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBOROUGH WATER SUPPLY serves 15,350 people · EPA ID MA4182000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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