4 Cardinal Dr, Milton, WV 25541 Property Records

Cabell County property record for 4 Cardinal Dr, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,088 sqft · built 1983
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jun 2023)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-4-0015.0007`

Property Details

APN / Parcel Number

Primary APN	`09-4-0015.0007`
Alternative APN	`06-09-4-0015.0007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,872 sqft
Family Room	Family Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	110 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 CARDINAL DR
City	MILTON
State	WV
Zip	25541-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 NEWMANS BR 4 CARDINAL DR
Legal Subdivision	MCCOMAS BRANCH OF LOWER CREEK
Legal Lot Number	4
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	10802

Owner

4 Cardinal Dr is owned and occupied by an individual who bought it in June 2023.

Source: Cabell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 CARDINAL DR, MILTON, WV 25541-1142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Nov 28, 2023	Deed, Transfer · FHA Mortgage PRIMELENDING
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNIFY FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Deed Document Number	20236169686
Deed Book / Page	1484 / 175
Prior Transfer Date	Sep 26, 2022
Prior Transfer Doc	0006145137
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	4 CARDINAL DR, MILTON, WV 25541-1142
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	BESTITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002866/698
Date	Nov 22, 2021
Book Page	2866/698
Instrument	6116690

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Nov 28, 2023
Property Address	4 CARDINAL DR, MILTON, WV 25541-1142
Document Number	001493/585
Book / Page	1493 / 585
Map Reference	MB 837 PG 539
Instrument Date	Sep 13, 2023
Instrument	6186491
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARDINAL DR, MILTON, WV 25541-1142

Mortgage

Document Number	0006186492
Date	Nov 28, 2023
Instrument	6186492

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0002944/49
Date	Nov 28, 2023
Book Page	2944/49
Instrument	6186493

Lender

Name	WEST VIRGINIA HOUSING DEVELOPMENT FUND
Type	Government Agency
Address	CHARLESTON, WV 25304

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	4 CARDINAL DR, MILTON, WV 25541-1142
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002923/87
Date	May 8, 2023
Book Page	2923/87
Instrument	6165997

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cardinal Dr was $1,454.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Municipality	Milton Town
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,380 (+8.34%) Land $20,220 Building $77,160	$162,300 (+8.34%) Land $33,700 Building $128,600
2025	$1,454.00	$89,880 Land $15,240 Building $74,640	$149,800 Land $25,400 Building $124,400
2023	$1,194.00 (-5.39%)	$73,560 (-4.89%) Land $12,720 Building $60,840	$122,600 (-4.89%) Land $21,200 Building $101,400
2022	$1,262.00	$77,340 Land $12,720 Building $64,620	$128,900 Land $21,200 Building $107,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (1997–2023)
Most Recent Claim	Feb 2023 · river or lake flooding
Claims by Event	Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding And Landslides, Feb 2003 · 2 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cardinal Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER serves 5,446 people · EPA ID WV3300609
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Aug 2018
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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