10 Cardinal Dr, Milton, WV 25541 Property Records

Cabell County property record for 10 Cardinal Dr, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1999
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Oct 2008)
Tax Bill	$1,412 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-4-0015.0013`

Property Details

APN / Parcel Number

Primary APN	`09-4-0015.0013`
Alternative APN	`06-09-4-0015.0013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	2,680 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	110 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 CARDINAL DR
City	MILTON
State	WV
Zip	25541-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 NEWMANS BR 10 CARDINAL DR
Legal Subdivision	TOWN OF MILTON
Legal Block	13
Legal Lot Number	10
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	10802

Owner

10 Cardinal Dr is owned and occupied by an individual who acquired it in September 2020.

Source: Cabell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 CARDINAL DR, MILTON, WV 25541-1142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON FSB
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON FSB
Nov 19, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2008 · Amount on File
Deed Sale	Oct 20, 2008 · Amount on File
Deed Book / Page	1194 / 48
Last Transfer Date	Sep 16, 2020
Transfer Doc	001435/391
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Recording Date	Jul 1, 2026
Property Address	10 CARDINAL DR, MILTON, WV 25541-1142
Document Number	0006264884
Book / Page	3043 / 104
Instrument Date	Jun 29, 2026
Instrument	20266264884
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARDINAL DR, MILTON, WV 25541-1142

Mortgage

Document Number	0006264884,
Date	Jul 1, 2026
Book Page	3043/104
Instrument	20266264884

Lender

Name	HUNTINGTON FSB

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	10 CARDINAL DR, MILTON, WV 25541-1142
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002811/327
Date	Dec 14, 2020
Book Page	2811/327
Instrument	6079749

Lender

Name	HUNTINGTON FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABELL WV
Recording Date	Nov 19, 2020
Property Address	10 CARDINAL DR, MILTON, WV 25541-1142
Document Number	001435/391
Book / Page	1435 / 391
Map Reference	DB 1108 PG 147
Instrument Date	Sep 16, 2020
Instrument	6077680
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CARDINAL DR, MILTON, WV 25541-1142

Tax Assessment & Valuation

The 2026 property tax bill for 10 Cardinal Dr was $1,412, up 8.9% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Municipality	Milton Town
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,412.00 (+8.87%)	$88,260 (+10.1%) Land $24,660 Building $63,600	$147,100 (+10.1%) Land $41,100 Building $106,000
2025	$1,297.00	$80,160 Land $18,600 Building $61,560	$133,600 Land $31,000 Building $102,600
2023	$1,210.00 (-0.58%)	$74,580 (-) Land $15,480 Building $59,100	$124,300 (-) Land $25,800 Building $98,500
2022	$1,217.00	$74,580 Land $15,480 Building $59,100	$124,300 Land $25,800 Building $98,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (1997–2023)
Most Recent Claim	Feb 2023 · river or lake flooding
Claims by Event	Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding And Landslides, Feb 2003 · 2 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cardinal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 40% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER serves 5,446 people · EPA ID WV3300609
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Aug 2018
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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