4 Cardinal Cir, Foley, AL 36535 Property Records

Baldwin County property record for 4 Cardinal Cir, Foley, AL 36535 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,249 sqft · built 1986
Lot Size	0.078 acres (3,377 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Jul 2026)
Tax Bill	$1,017 (2023)
Deeds & Mortgages	Jul 2026 Sale Apr 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-005.020`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-005.020`
Alternative APNs	`525496` `314649` `67647`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,249 sqft Heated Area
1st Floor Area	2,249 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,377 sqft (0.078 acres)
Lot Dimensions	40.4 ft deep x 83.6 ft wide
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	525496
Street Address	4 CARDINAL CIR
City	FOLEY
State	AL
Zip	36535-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 PAT'S ACRES SUB PB9 PG98
Legal Subdivision	PATS ACRES
Legal Lot Number	12
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11501

Owner

Source: Baldwin County records · APN 54-04-20-3-000-005.020

Assessment roll updated April 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 CARDINAL CIR, FOLEY, AL 36535-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 06, 2023	Affidavit, Transfer
Apr 06, 2023	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP
May 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK
Mar 06, 2020	Deed of Trust, Construction Loan · Construction Mortgage INTERCONTINENTAL CAP
Jul 02, 2018	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Feb 12, 2014 · Amount on Record
Deed Document Number	20262269639
Prior Transfer Date	Nov 09, 2010
Prior Transfer Doc	0001259208
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 31, 2026
Property Address	4 CARDINAL CIR, FOLEY, AL 36535-1521
Document Number	0002269639
Instrument Date	Jul 31, 2026
Instrument	20262269639
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$43,127.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARDINAL CIR, FOLEY, AL 36535-1521

April 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BALDWIN AL
Recording Date	Apr 06, 2023
Property Address	4 CARDINAL CIR, FOLEY, AL 36535-1521
Document Number	0002056285
Map Reference	MB 9 PG 98
Instrument Date	Apr 03, 2023
Instrument	2056285
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CARDINAL CIR, FOLEY, AL 36535-1521

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 06, 2023
Property Address	4 CARDINAL CIR, FOLEY, AL 36535-1521
Document Number	0002056286
Map Reference	MB 9 PG 98
Instrument Date	Apr 03, 2023
Instrument	2056286
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3409, GULF SHORES, AL 36547-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CARDINAL CIR, FOLEY, AL 36535-1521

Mortgage

Document Number	0002056287
Date	Apr 06, 2023
Instrument	2056287

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	4 CARDINAL CIR, FOLEY, AL 36535-1521
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001634137
Date	May 19, 2017
Instrument	1634137

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	ORANGE BEACH, AL 36561

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Mar 06, 2020
Property Address	4 CARDINAL CIR, FOLEY, AL 36535-1521
Document Number	0001815771
Instrument Date	Feb 24, 2020
Instrument	1815771
Transaction Type	Construction Loan
Record Updated	Mar 27, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4 CARDINAL CIR FOLEY AL 365351521, FOLEY, AL 36535-1521

Mortgage

Document Number	0001815771
Date	Mar 06, 2020
Instrument	1815771

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 05, 2021

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	4 CARDINAL CIR, FOLEY, AL 36535-1521
Document Number	0001707234
Instrument Date	Jul 02, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CARDINAL CIR FOLEY AL 365351521, FOLEY, AL 36535-1521

Mortgage

Document Number	0001707234
Date	Jul 11, 2018
Instrument	1707234

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,360 (+6.71%) Land $6,000 Building $28,360	$344,600 (+7.05%) Land $60,200 Building $284,400
2023	$1,017.00 (+20.07%) Homeowner's exemption	$32,200 (+18.99%)	$321,900 (+18.96%) Land $63,400 Building $258,500
2022	$847.00 (+13.69%) Homeowner's exemption	$27,060	$270,600 Land $64,600 Building $206,000
2021	$745.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030115012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Brightspeed	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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