3 Cardinal Cir, Foley, AL 36535 Property Records

Baldwin County property record for 3 Cardinal Cir, Foley, AL 36535 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,665 sqft · built 1983
Lot Size	0.327 acres (14,261 sqft)
Owner	Individual Name on File
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-005.019`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-005.019`
Alternative APNs	`240102` `23273`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,665 sqft Heated Area
1st Floor Area	2,665 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,261 sqft (0.327 acres)
Lot Dimensions	171 ft deep x 83.4 ft wide
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	240102
Street Address	3 CARDINAL CIR
City	FOLEY
State	AL
Zip	36535-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83.4' X 171' LOT 11 PAT'S ACRES PB9 PG98 LYING IN CITY OF FOLEY SEC 20-T7S-R4E (WD/SURVIVORSHIP)
Legal Subdivision	PATS ACRES
Legal Lot Number	11
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11501

Owner

Source: Baldwin County records · APN 54-04-20-3-000-005.019

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 CARDINAL CIR, FOLEY, AL 36535-1521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2017
Deed Sale	Feb 24, 2017
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	20171619448
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	3 CARDINAL CIR, FOLEY, AL 36535-1521
Document Number	0001860233
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 CARDINAL CIR FOLEY AL 365351521, FOLEY, AL 36535-1521

Mortgage

Document Number	0001860233
Date	Sep 29, 2020
Instrument	1860233

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 (+3.78%)	$34,640 (+3.59%) Land $6,020 Building $28,620	$346,200 (+3.56%) Land $60,200 Building $286,000
2023	$1,058.00 (+20.91%) Homeowner's exemption	$33,440 (+19.94%)	$334,300 (+19.91%) Land $63,400 Building $270,900
2022	$875.00 (+15.28%) Homeowner's exemption	$27,880	$278,800 Land $64,600 Building $214,200
2021	$759.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030115012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Brightspeed	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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