4 Campground Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 4 Campground Rd, Sterling, MA 01564

Property Summary

Property Type	Commercial
Details	2 ba · 8,109 sqft · built 1966
Lot Size	1 acres (43,561 sqft)
Owner	Trust Name on File
Last Sale	$450,000 (Nov 2010)
Tax Bill	$6,648 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STER M:00156 L:00013`

Property Details

APN / Parcel Number

Primary APN	`STER M:00156 L:00013`

Interior

Full Baths	2 Baths
Building Area	8,109 sqft Garage

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	43,561 sqft (1 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	4 CAMPGROUND RD
City	STERLING
State	MA
Zip	01564-1413
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Lot Number	13
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4034
Census Tract	719100

Owner

4 Campground Rd, a commercial property, is held in a trust since November 2010.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	4 CAMPGROUND RD, STERLING, MA 01564-1413
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust CORNERSTONE BANK
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2010 · Amount on File
Deed Sale	Nov 19, 2010 · Amount on File
Prior Sale	Aug 8, 2006 · Amount on File
Deed Document Number	2010130185
Deed Book / Page	46677 / 287
Transfer Doc	38822-54
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Recording Date	Apr 7, 2026
Property Address	4 CAMPGROUND RD, STERLING, MA 01564-1413
Document Number	0073417-94
Book / Page	73417 / 94
Instrument Date	Apr 7, 2026
Instrument	2026573
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000573,
Date	Apr 7, 2026
Book Page	73417/94
Instrument	2026573

Lender

Name	CORNERSTONE BANK

Agreement

Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	4 CAMPGROUND RD, STERLING, MA 01564-1413
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066805-249
Date	Dec 22, 2021
Book Page	66805/249
Instrument	178836

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4 Campground Rd was $6,648, up 0.7% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,648.00 (+0.73%)	$529,700 (+3.38%) Land $176,100 Building $353,600
2025	$6,600.00 (-0.65%)	$512,400 (+2.66%) Land $170,800 Building $341,600
2024	$6,643.00 (-9.73%)	$499,100 (-3.01%) Land $170,800 Building $328,300
2023	$7,359.00	$514,600 Land $155,100 Building $359,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Campground Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Campground Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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