14 Campground Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 14 Campground Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,222 sqft · built 1920
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on Record
Last Sale	$103,500 (Jul 1990)
Tax Bill	$3,381 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00147 L:00011`

Property Details

APN / Parcel Number

Primary APN	`STER M:00147 L:00011`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	2,936 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,700 sqft (0.269 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	14 CAMPGROUND RD
City	STERLING
State	MA
Zip	01564-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Lot Number	11
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4031
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 CAMPGROUND RD, STERLING, MA 01564-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit ALL ONE CREDIT UNION
Jan 31, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEOMINSTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 1990 · Amount on Record
Deed Sale	Jul 10, 1990 · Amount on Record
Last Transfer Date	Jan 30, 2023
Transfer Doc	068788-173
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	14 CAMPGROUND RD, STERLING, MA 01564-1411
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00073314-1
Date	Mar 16, 2026
Book Page	73314/1
Instrument	19603

Lender

Name	ALL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jan 31, 2023
Property Address	14 CAMPGROUND RD, STERLING, MA 01564-1411
Document Number	068788-173
Book / Page	68788 / 173
Instrument Date	Jan 30, 2023
Instrument	9810
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 CAMPGROUND RD, STERLING, MA 01564-1411

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Aug 13, 2021
Property Address	14 CAMPGROUND RD, STERLING, MA 01564-1411
Document Number	65827-23
Book / Page	65827 / 23
Instrument Date	Aug 9, 2021
Instrument	113511
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAMPGROUND RD, STERLING, MA 01564-1411

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	14 CAMPGROUND RD, STERLING, MA 01564-1411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63185-336
Date	Sep 4, 2020
Book Page	63185/336
Instrument	101609

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,381.00 (+9.56%)	$269,400 (+12.44%) Land $108,200 Building $161,200	$359,860 (-)
2025	$3,086.00 (+5.61%)	$239,600 (+9.16%) Land $93,700 Building $145,900	$359,860 (+9.83%)
2024	$2,922.00 (-5.92%)	$219,500 (+1.06%) Land $93,700 Building $125,800	$327,655
2023	$3,106.00	$217,200 Land $94,700 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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