Putnam County and Southeast Town property record for 4 Cameo Ct, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,126 sqft · built 1998 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $910,000 (Aug 2023) |
| Tax Bill | $21,661 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 373089 77.-1-26 |
| Primary APN | 373089 77.-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,126 sqft Living Area |
| Gross Area | 4,674 sqft |
| 1st Floor Area | 1,544 sqft |
| 2nd Floor Area | 992 sqft |
| Upper Floors Area | 590 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 44,867 sqft (1.03 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 4 CAMEO CT |
|---|---|
| City | CARMEL |
| State | NY |
| Zip | 10512-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Subdivision | FINAL SUBDIVISION MAP MEOLA & CARPENTER |
| Legal Block | 1 |
| Legal Lot Number | 26.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 11700 |
Source: Putnam County and Southeast Town records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3636 PINTLAR PEAKS DR, BUTTE, MT 59701-4036 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 1, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on Record |
| Deed Sale | Aug 4, 2023 · Amount on Record |
| Prior Sale | Nov 4, 2002 · Amount on Record |
| Deed Document Number | 20234369 |
| Deed Book / Page | 2327 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 4 CAMEO CT, CARMEL, NY 10512-2231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CASTLE TITLE INSURANCE AGENC |
| Name | Verified Name |
|---|
| Document Number | 0067220173 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 6722/173 |
| Instrument | 1601784 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2047 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 1, 2017 |
| Property Address | 4 CAMEO CT, CARMEL, NY 10512-2231 |
| Document Number | 0067220191 |
| Book / Page | 006722 / 000191 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 1601785 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | CASTLE TITLE INSURANCE AGENCY, CASTLE TITLE INS AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CAMEO CT CARMEL NY 105122231, CARMEL, NY 10512-2231 |
| Document Number | 67220191 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 006722/000191 |
| Instrument | 1601785 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Southeast Town |
| Unified School District | North Salem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $911,600 (+5%) Land $105,300 Building $806,300 | $911,600 (+5%) Land $105,300 Building $806,300 | |
| 2024 | $21,661.00 | ||
| 2023 | $868,200 (+1%) Land $105,300 Building $762,900 | $868,200 (+1%) Land $105,300 Building $762,900 | |
| 2022 | $789,300 Land $105,300 Building $684,000 | $789,300 Land $105,300 Building $684,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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