15 Cameo Ct, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 15 Cameo Ct, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,032 sqft · built 1999
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Nov 2009)
Tax Bill	$19,399 (2024)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`373089 77.-1-31`

Property Details

APN / Parcel Number

Primary APN	`373089 77.-1-31`
Alternative APN	`308907700000010310000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,032 sqft Living Area
Gross Area	3,664 sqft
1st Floor Area	1,472 sqft
2nd Floor Area	1,252 sqft
Upper Floors Area	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	63,162 sqft (1.45 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	500 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	15 CAMEO CT
City	CARMEL
State	NY
Zip	10512-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Subdivision	FINAL SUBDIVISION MAP MEOLA & CARPENTER
Legal Block	1
Legal Lot Number	31.00
Jurisdiction	PUTNAM NY
Township / Civil Division	SOUTHEAST
Census Block Group	2
Census Block	2035
Census Tract	11700

Owner

Source: Putnam County and Southeast Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CAMEO CT, CARMEL, NY 10512-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2009 · Amount on Record
Deed Sale	Nov 19, 2009 · Amount on Record
Prior Sale	Nov 19, 2009 · Amount on Record
Deed Book / Page	1842 / 180
Prior Transfer Date	Aug 24, 1998
Prior Transfer Doc	1440000397
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	15 CAMEO CT, CARMEL, NY 10512-2230
Document Number	0066810066
Book / Page	006681 / 000066
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CAMEO CT CARMEL NY 105122230, CARMEL, NY 10512-2230

Mortgage

Document Number	0066810066
Date	Jan 20, 2017
Book Page	006681/000066
Instrument	1600305

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	North Salem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$814,700 (+5%) Land $111,200 Building $703,500	$814,700 (+5%) Land $111,200 Building $703,500
2024	$19,399.00
2023		$775,900 Land $111,200 Building $664,700	$775,900 Land $111,200 Building $664,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20