4 Byram Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 4 Byram Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,504 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$448,000 (Jul 2024)
Tax Bill	$11,605 (2024)
Deeds & Mortgages	Sep 2023 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 22.81-1-52`

Property Details

APN / Parcel Number

Primary APN	`372200 22.81-1-52`
Alternative APNs	`220002208100010520000000` `061500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	65 ft deep x 156 ft wide
View / Lot	Waterfront
Porch	Open Porch
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	061500
Street Address	4 BYRAM RD
City	CARMEL
State	NY
Zip	10512-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	1
Legal Lot Number	52.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1010
Census Tract	10400

Owner

4 Byram Rd is owned by an individual who bought it in July 2024.

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	36 FIRST ST, 1F, YONKERS, NY 10704-4340
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Sep 15, 2023 · Amount on File
Deed Document Number	20243865
Deed Book / Page	2364 / 118
Record Updated	Oct 29, 2026

September 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	PUTNAM NY
Recording Date	Sep 15, 2023
Property Address	4 BYRAM RD, CARMEL, NY 10512-5203
Document Number	0023320038
Book / Page	2332 / 38
Map Reference	MAP 130H&130HH
Instrument Date	Sep 6, 2023
Instrument	5298-2023
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 ODELL AVE, YONKERS, NY 10710-4102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 ROUTE 52 # 2, 2, CARMEL, NY 10512-6071

Mortgage

Document Number	0007811285
Date	Sep 15, 2023
Instrument	7811/285

Lender

Name	ANTHONY PADILLO
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 6, 2024

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$448,000 Land $42,200 Building $405,800	$448,000 Land $42,200 Building $405,800
2024	$11,605.00
2023		$188,200 (-) Land $15,000 Building $173,200	$273,547 (+21.66%) Land $21,802 Building $251,745
2022		$188,200 Land $15,000 Building $173,200	$224,851 Land $17,921 Building $206,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Byram Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Byram Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20