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10 Byram Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 10 Byram Rd, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details3 bd · 5.5 ba · 3,000 sqft · built 1972
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Mar 2026)
Tax Bill$13,771 (2024)
Deeds & MortgagesMar 2026 Transfer
Mar 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN372200 22.81-1-51

Property Details

APN / Parcel Number

Primary APN372200 22.81-1-51
Alternative APNs
  • 220002208100010510000000
  • 061700

Interior

Bedrooms3 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,000 sqft Living Area
Gross Area3,364 sqft
1st Floor Area1,400 sqft
2nd Floor Area700 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions55 ft deep x 85 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area364 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area760 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number061700
Street Address10 BYRAM RD
CityCARMEL
StateNY
Zip10512-5203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block1
Legal Lot Number51.00
JurisdictionPUTNAM NY
Township / Civil DivisionKENT
Census Block Group1
Census Block1010
Census Tract10400

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address151 WASHINGTON ST, 3, MAMARONECK, NY 10543-1884
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Correction Deed
CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO
Mar 16, 2026Deed, Transfer
CHRISTOPHER DOWLING
Jan 24, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jul 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2026 · Amount on Record
Deed SaleMar 16, 2026 · Amount on Record
Deed Document Number20261856
Deed Book / Page2436 / 126
Prior Transfer DateFeb 17, 2017
Prior Transfer Doc0020510101
Record UpdatedOct 29, 2026

March 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionPUTNAM NY
Recording DateMar 16, 2026
Property Address10 BYRAM RD, CARMEL, NY 10512-5203
Document Number0024360121
Book / Page2436 / 121
Instrument DateMar 6, 2026
Instrument1855-2026
Record UpdatedMay 6, 2026
Title CompanyCATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10 BYRAM RD, CARMEL, NY 10512-5203

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address244 LINDSEY RD, WELLS, ME 04090-5934

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionPUTNAM NY
Recording DateMar 16, 2026
Property Address10 BYRAM RD, CARMEL, NY 10512-5203
Document Number0024360126
Book / Page2436 / 126
Map ReferenceMAP 130-HH
Instrument DateMar 6, 2026
Instrument1856-2026
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyCATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address244 LINDSEY RD, WELLS, ME 04090-5934

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address151 WASHINGTON ST APT 3, 3, MAMARONECK, NY 10543-1884

Mortgage

Document Number0008085307
DateMar 16, 2026
Instrument8085/307
Lender
NameCHRISTOPHER DOWLING
TypePrivate Party
Agreement
AmountAmount Recorded
Term12 Months
DueMar 5, 2027

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address10 BYRAM RD, CARMEL, NY 10512-5203
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068870182
DateJan 24, 2019
Book Page6887/182
Instrument1600221
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 14, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM NY
Recording DateJul 28, 2017
Property Address10 BYRAM RD, CARMEL, NY 10512-5203
Document Number0020510101
Book / Page002051 / 000101
Instrument DateFeb 17, 2017
Instrument1501859
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address10 BYRAM RD CARMEL NY 105125203, CARMEL, NY 10512-5203

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionKent Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$585,000 (+99.86%) Land $32,300 Building $552,700$585,000 (+37.51%) Land $32,300 Building $552,700
2024$13,771.00 (-7.05%)$292,700 (-) Land $9,900 Building $282,800$425,436 (-)
2023$14,815.00 Homeowner's exemption Additional exemption filed$292,700 (-) Land $9,900 Building $282,800$425,436 (+21.66%) Land $14,390 Building $411,046
2022$292,700 Land $9,900 Building $282,800$349,701 Land $11,828 Building $337,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–2026)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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