4 Bluff Rd, Hernandez, NM 87537 Property Records

Rio Arriba County property record for 4 Bluff Rd, Hernandez, NM 87537

Property Summary

Property Type	Single Family Home
Details	2,280 sqft
Lot Size	4.04 acres (175,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,500 (Mar 2020)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	May 2020 Construction Loan Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R039081`

Property Details

APN / Parcel Number

Primary APN	`R039081`
Alternative APN	`1 042 127 432 183`

Interior

Building Area	2,280 sqft Living Area

Exterior

Architectural Style	Multi-Family
Lot Area	175,982 sqft (4.04 acres)

Location & Zoning

Account Number	R039081
Street Address	4 BLUFF RD
City	HERNANDEZ
State	NM
Zip	87537-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TRES MONTES SUBDIVISION PHASE I LOT 15 S 36 T 22N R 07E 4.04 AC. BKPG 193431-432,5431401, PLAT D-1126,
Legal Range	07E
Legal Township	22N
Legal Section	36
Legal Subdivision	TRES MONTES SUBDIVISION
Legal Phase	1
Legal Lot Number	15
Jurisdiction	RIO ARRIBA NM
Township / Civil Division	SOUTH RIO ARRIBA
Census Block Group	2
Census Block	2006
Census Tract	301

Owner

Source: Rio Arriba County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 RAMON GOMEZ LN, SANTA FE, NM 87506-7268
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Construction Mortgage BELL BANK
Mar 30, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	20201401
Deed Book / Page	543 / 1401
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO ARRIBA NM
Property Address	4 S BLUFF RD, HERNANDEZ, NM 87537
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00543/1966
Date	May 11, 2020
Book Page	543/1966
Instrument	202001966

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Feb 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO ARRIBA NM
Recording Date	Mar 30, 2020
Property Address	4 S BLUFF RD, HERNANDEZ, NM 87537
Document Number	00543/1401
Book / Page	543 / 1401
Instrument Date	Mar 30, 2020
Instrument	202001401
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 RAMON GOMEZ LN, SANTA FE, NM 87506-7268

Mortgage

Document Number	0202001402
Date	Mar 30, 2020
Instrument	202001402

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

Source: Rio Arriba County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Rio Arriba County
Unified School District	Española Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,327 (+3%) Land $9,269 Building $79,058	$264,979 (+3%) Land $27,806 Building $237,173
2025	$2,257.00 (+12.07%)	$85,754 (+3%) Land $8,909 Building $76,845	$257,262 (+3%) Land $26,727 Building $230,535
2024	$2,014.00 (+1.1%)	$83,257 (+3%) Land $8,882 Building $74,375	$249,769 (+3%) Land $26,645 Building $223,124
2023	$1,992.00 (+6.52%)	$80,832 Land $9,785 Building $71,047	$242,495 Land $29,355 Building $213,140
2022	$1,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 44% of New Mexico
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
NMSurf Fixed Wireless	200 / 50
Windstream DSL	100 / 20

May also be available: T-Mobile.

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