Rio Arriba County property record for 22 Bluff Rd, Hernandez, NM 87537
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,280 sqft · built 2023 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $412 (2023) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R039099 |
| Primary APN | R039099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,280 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile Home |
| Lot Area | 182,952 sqft (4.2 acres) |
| Lot Dimensions | 32 ft deep x 70 ft wide |
| Account Number | R039099 |
|---|---|
| Street Address | 22 BLUFF RD |
| City | HERNANDEZ |
| State | NM |
| Zip | 87537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD TRES MONTES SUBDIVISION PHASE I LOT 21 S 36 T 22N R 07E SERIAL CAV110AZ2321271A YEAR 2023 MAKE CAVCDESERT RIDGE SIZE 70 |
| Legal Range | 07E |
| Legal Township | 22N |
| Legal Section | 36 |
| Legal Subdivision | TRES MONTES SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | RIO ARRIBA NM |
| Township / Civil Division | SOUTH RIO ARRIBA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 301 |
22 Bluff Rd is owned and occupied by two individuals who acquired it in November 2022.
Source: Rio Arriba County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2217, ESPANOLA, NM 87532-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Nov 16, 2022 | Warranty Deed, Transfer UNKNOWN, ST&E |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 |
| Deed Sale | Nov 16, 2022 |
| Deed Document Number | 20225564 |
| Deed Book / Page | 545 / 5564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO ARRIBA NM |
| Property Address | 22 BLUFF RD, HERNANDEZ, NM 87537 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | RIO GRANDE TITLE COMPANY INC, RIO ARRIBA T&E CO INC |
| Name | Verified Name |
|---|
| Document Number | 00546/1006 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 546/1006 |
| Instrument | 202301006 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIO ARRIBA NM |
| Recording Date | Nov 16, 2022 |
| Property Address | 22 BLUFF RD, HERNANDEZ, NM 87537 |
| Document Number | 00545/5564 |
| Book / Page | 545 / 5564 |
| Map Reference | DOC 244705 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 202205564 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | UNKNOWN, ST&E |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 LOS PADRES PL SE, ALBUQUERQUE, NM 87123-5943 |
Source: Rio Arriba County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Rio Arriba County |
| Unified School District | Española Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,054 (+3%) Land $15,156 Building $110,898 | $378,161 (+3%) Land $45,467 Building $332,694 | |
| 2025 | Disabled Person's exemption Veteran's exemption | $122,382 Land $14,368 Building $108,014 | $367,147 Land $43,104 Building $324,043 |
| 2023 | $412.00 (+9.87%) | $13,566 Land $13,566 | $40,698 Land $40,698 |
| 2022 | $375.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 15, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jul 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Bluff Rd is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 47% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choice Broadband Fixed Wireless | 400 / 80 |
| NMSurf Fixed Wireless | 200 / 50 |
| Windstream DSL | 100 / 20 |
May also be available: T-Mobile.
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