4 Bermuda Cir, Montgomery, TX 77356 Property Records

Montgomery County property record for 4 Bermuda Cir, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,703 sqft · built 2020
Lot Size	0.271 acres (11,816 sqft)
Owner	Individual Name on Record
Last Sale	$406,700 (Nov 2020)
Deeds & Mortgages	Jan 2022 Transfer Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2615-05-10900`

Property Details

APN / Parcel Number

Primary APN	`2615-05-10900`
Alternative APN	`R67857`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,703 sqft Living Area
Gross Area	3,255 sqft
1st Floor Area	2,703 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,816 sqft (0.271 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 BERMUDA CIR
City	MONTGOMERY
State	TX
Zip	77356-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S261505 - BENTWATER 05, BLOCK 3, LOT 38
Legal Subdivision	BENTWATER 05
Legal Block	3
Legal Lot Number	38
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2000
Census Tract	694304

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 8, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 12, 2020	Vendor's Lien, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES LTD
Jan 27, 2020	Deed of Trust, Mortgage PROSPERITY BK
Oct 23, 2018	Warranty Deed, Transfer GREAT AMERICAN TITLE
Jun 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NEIL & VELMA FRANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Oct 23, 2018
Deed Document Number	2020130195
Last Transfer Date	Jan 10, 2022
Transfer Doc	0000012096
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 31, 2022
Property Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205
Document Number	0000012096
Map Reference	CAB E SH 181A
Instrument Date	Jan 10, 2022
Instrument	2022012096
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140405
Date	Oct 8, 2021
Instrument	2021140405

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 12, 2020
Property Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205
Document Number	0000130195
Map Reference	CAB E SH 181A
Instrument Date	Nov 9, 2020
Instrument	2020130195
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205

Mortgage

Document Number	0000130196
Date	Nov 12, 2020
Instrument	2020130196

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205
Document Number	0000008927
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	GREAT AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3720 GREENHOUSE RD HOUSTON TX 770845897, HOUSTON, TX 77084-5897

Mortgage

Document Number	0000008927
Date	Jan 29, 2020
Instrument	8927

Lender

Name	PROSPERITY BK
Type	Bank
Address	VICTORIA, TX 77901-6022

Agreement

Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 23, 2018
Property Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205
Document Number	0000102468
Instrument Date	Oct 19, 2018
Instrument	102468
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3720 GREENHOUSE RD #J HOUSTON TX 770847160, J, HOUSTON, TX 77084-7160

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 14, 2017
Property Address	4 BERMUDA CIR, MONTGOMERY, TX 77356-8205
Instrument Date	Feb 24, 2017
Instrument	51239
Transaction Type	Construction Loan
Record Updated	Jul 12, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 SAWDUST RD #3 SPRING TX 773802943, 3, SPRING, TX 77380-2943

Mortgage

Document Number	0000051239
Date	Jun 14, 2017
Instrument	51239

Lender

Name	NEIL & VELMA FRANK
Address	32726 WEYBRIDGE ST, FULSHEAR, TX 77441-4132

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 13, 2018

Interest

Rate	8%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,926 (+1%)	$541,132 (+5.1%) Land $95,770 Building $445,362
2025		$480,842 (+21%)	$514,875 (+4.95%) Land $95,770 Building $419,105
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$397,390 Land $23,410 Building $467,200	$490,610 Land $23,410 Building $467,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Fidium Fiber DSL	500 / 75

May also be available: Nextlink, Verizon.

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