23 Bermuda Cir, Montgomery, TX 77356 Property Records

Montgomery County property record for 23 Bermuda Cir, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,074 sqft · built 2017
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Aug 2018)
Tax Bill$5,114 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2615-05-04600

Property Details

APN / Parcel Number

Primary APN2615-05-04600
Alternative APN
  • R67794

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,074 sqft Living Area
Gross Area2,536 sqft
1st Floor Area2,074 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
View / LotPrimary
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address23 BERMUDA CIR
CityMONTGOMERY
StateTX
Zip77356-8206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionBENTWATER 05, BLOCK 2, LOT 20
Legal SubdivisionBENTWATER 05
Legal Block2
Legal Lot Number20
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2001
Census Tract694304

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address23 BERMUDA CIR, MONTGOMERY, TX 77356-8206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2018Warranty Deed, Subdivision Related Transfer
NTFN
Jun 13, 2018Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Prior SaleJun 13, 2018
Deed Document Number201885374
Prior Transfer DateAug 30, 2018
Prior Transfer Doc0000085374
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address23 BERMUDA CIR, MONTGOMERY, TX 77356-8206
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145534
DateOct 19, 2021
Instrument2021145534
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateAug 31, 2018
Property Address23 BERMUDA CIR, MONTGOMERY, TX 77356-8206
Document Number0000085374
Instrument DateAug 30, 2018
Instrument85374
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 13, 2018
Title CompanyCHICAGO TITLE-CONROE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 BERMUDA CIR MONTGOMERY TX 77356, MONTGOMERY, TX 77356

Mortgage

Document Number85375
DateAug 31, 2018
Instrument85375
Lender
NameNTFN
AddressLEWISVILLE, TX 75067
Agreement
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

June 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateJun 13, 2018
Property Address23 BERMUDA CIR, MONTGOMERY, TX 77356-8206
Document Number0000055999
Instrument DateJun 12, 2018
Instrument55999
Transaction TypeConstruction Loan
Record UpdatedJul 23, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20821 D EVA ST #166 MONTGOMERY TX 77356, 166, MONTGOMERY, TX 77356

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,224 (-1.76%) Land $54,000 Building $334,224$388,224 (-1.76%) Land $54,000 Building $334,224
2025$5,114.00 (-5.56%) Homeowner's exemption$395,187 (+4.11%) Land $54,000 Building $341,187$395,187 (-3.53%) Land $54,000 Building $341,187
2024$5,415.00 (+35.24%) Homeowner's exemption$379,588 (+1%) Land $18,000 Building $391,665$409,665 (-0.65%) Land $18,000 Building $391,665
2023$4,004.00 Homeowner's exemption$345,080 Land $18,000 Building $394,360$412,360 Land $18,000 Building $394,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 18
serves 7,608 people · EPA ID TX1700546
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Fidium Fiber
DSL
400 / 70
Verizon
Fixed Wireless
300 / 20

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