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4 Bell Tower Ct, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 4 Bell Tower Ct, Gaithersburg, MD 20879 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,420 sqft · built 1989
Lot Size0.331 acres (14,434 sqft)
Owner2 Individual Names on File
Last Sale$190,700 (Jun 1989)
Tax Bill$5,884 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-02772278

Property Details

APN / Parcel Number

Primary APN09-02772278
Alternative APN
  • 02772278

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,420 sqft Living Area
Gross Area2,840 sqft
1st Floor Area1,210 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,434 sqft (0.331 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02772278
Street Address4 BELL TOWER CT
CityGAITHERSBURG
StateMD
Zip20879-1784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLOWER HILL
Legal SubdivisionFLOWER HILL
Legal BlockCC
Legal Lot Number10
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2000
Census Tract700730

Owner

Source: Montgomery County records · APN 09-02772278

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 BELL TOWER CT, GAITHERSBURG, MD 20879-1784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 13, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 1989 · Amount on Record
Deed SaleJun 05, 1989 · Amount on Record
Deed Book / Page8851 / 100
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address4 BELL TOWER CT, GAITHERSBURG, MD 20879-1784
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 BELL TOWER CT, GAITHERSBURG, MD 20879-1784

Mortgage

Document Number0698660435
DateNov 24, 2025
Book Page69866/435
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2045

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address4 BELL TOWER CT, GAITHERSBURG, MD 20879-1784
Transaction TypeMortgage
Record UpdatedMay 17, 2021
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0616790300
DateJan 22, 2021
Book Page61679/300
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 01, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address4 BELL TOWER CT, GAITHERSBURG, MD 20879-1784
Document Number0552210176
Book / Page055221 / 000176
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedNov 24, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 BELL TOWER CT GAITHERSBURG MD 208791784, GAITHERSBURG, MD 20879-1784

Mortgage

Document Number0552210176
DateNov 14, 2017
Book Page055221/000176
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 13, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$556,700 (+6.08%) Land $168,100 Building $388,600$556,700 (-) Land $168,100 Building $388,600
2025$5,884.00 (+26.46%)$524,800 (+13.84%)$556,700 (+20.76%) Land $168,100 Building $388,600
2023$461,000 Land $168,100 Building $292,900$461,000 Land $168,100 Building $292,900
2022$4,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317007302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 558 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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