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3 Bell Tower Ct, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 3 Bell Tower Ct, Gaithersburg, MD 20879 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,420 sqft · built 1989
Lot Size0.349 acres (15,184 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Dec 2024)
Tax Bill$6,636 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02772303

Property Details

APN / Parcel Number

Primary APN09-02772303
Alternative APN
  • 02772303

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,420 sqft Living Area
Gross Area2,840 sqft
1st Floor Area1,210 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,184 sqft (0.349 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02772303
Street Address3 BELL TOWER CT
CityGAITHERSBURG
StateMD
Zip20879-1784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLOWER HILL
Legal SubdivisionFLOWER HILL
Legal BlockCC
Legal Lot Number13
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2000
Census Tract700730

Owner

Source: Montgomery County records · APN 09-02772303

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 BELL TOWER CT, GAITHERSBURG, MD 20879-1784
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2024 · Amount on Record
Deed SaleDec 09, 2024 · Amount on Record
Prior SaleDec 19, 1996 · Amount on Record
Deed Book / Page68674 / 463
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address3 BELL TOWER CT, GAITHERSBURG, MD 20879-1784
Document Number0536420114
Book / Page053642 / 000114
Instrument DateJan 10, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BELL TOWER CT GAITHERSBURG MD 208791784, GAITHERSBURG, MD 20879-1784

Mortgage

Document Number0536420114
DateJan 25, 2017
Book Page053642/000114
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 24, 2037

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$562,300 (+6.08%) Land $169,700 Building $392,600$562,300 (-) Land $169,700 Building $392,600
2025$6,636.00 (+41.1%)$530,067 (+13.85%)$562,300 (+20.77%) Land $169,700 Building $392,600
2023$465,600 Land $169,700 Building $295,900$465,600 Land $169,700 Building $295,900
2022$4,703.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317007302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 558 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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