Middlesex County and Wilmington Town property record for 4 Bancroft St, Wilmington, MA 01887
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,612 sqft · built 1960 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (May 2017) |
| Tax Bill | $7,784 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WILM M:0077 L:0000 P:0034 |
| Primary APN | WILM M:0077 L:0000 P:0034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 3,494 sqft |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,612 sqft |
| Unfinished Basement | 1,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 4 BANCROFT ST |
|---|---|
| City | WILMINGTON |
| State | MA |
| Zip | 01887-2544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | FEDERAL GARDENS |
| Jurisdiction | WILMINGTON MA |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 331102 |
Source: Middlesex County and Wilmington Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 BANCROFT ST, WILMINGTON, MA 01887-2544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 31, 2017 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on File |
| Deed Sale | May 31, 2017 · Amount on File |
| Prior Sale | Dec 19, 2006 · Amount on File |
| Deed Book / Page | 31158 / 280 |
| Transfer Doc | 031158-280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Property Address | 4 BANCROFT ST, WILMINGTON, MA 01887-2544 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039568-169 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 39568/169 |
| Instrument | 31628 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Recording Date | May 31, 2017 |
| Property Address | 4 BANCROFT ST, WILMINGTON, MA 01887-2544 |
| Document Number | 31158-280 |
| Book / Page | 31158 / 280 |
| Instrument | 22157 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 BANCROFT ST, WILMINGTON, MA 01887-2544 |
| Document Number | 311580283 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 31158/0283 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 31, 2047 |
Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wilmington Town |
| Unified School District | Wilmington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,784.00 (+10.54%) | $682,200 (+10.93%) Land $299,500 Building $382,700 | $729,310 (+6.21%) |
| 2025 | $7,042.00 (+4.6%) | $615,000 (+4.41%) Land $277,400 Building $337,600 | $686,660 (+12.41%) |
| 2024 | $6,732.00 (+2.79%) | $589,000 (+7.38%) Land $277,400 Building $311,600 | $610,850 |
| 2023 | $6,549.00 | $548,500 Land $252,200 Building $296,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1979–2023) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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