1 Bancroft St, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 1 Bancroft St, Wilmington, MA 01887

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,424 sqft · built 1930
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Dec 1994)
Tax Bill$7,306 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APNWILM M:0077 L:0000 P:0031

Property Details

APN / Parcel Number

Primary APNWILM M:0077 L:0000 P:0031

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,424 sqft Living Area
Gross Area2,981 sqft
1st Floor Area904 sqft
Basement Area792 sqft
Unfinished Basement792 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address1 BANCROFT ST
CityWILMINGTON
StateMA
Zip01887-2507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
JurisdictionWILMINGTON MA
Township / Civil DivisionWILMINGTON
Census Block Group3
Census Block3000
Census Tract331102

Owner

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 BANCROFT ST, WILMINGTON, MA 01887-2507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 1994 · Amount on Record
Deed SaleDec 23, 1994 · Amount on Record
Prior SaleOct 30, 1992 · Amount on Record
Deed Book / Page7340 / 158
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILMINGTON MA
Property Address1 BANCROFT ST, WILMINGTON, MA 01887-2507
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038452-101
DateApr 29, 2024
Book Page38452/101
Instrument11205
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWilmington Town
Unified School DistrictWilmington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,306.00 (+7.6%)$640,300 (+7.98%) Land $306,900 Building $333,400$650,014 (-2.25%)
2025$6,790.00 (+2.88%)$593,000 (+2.7%) Land $284,200 Building $308,800$665,000 (+15.8%)
2024$6,600.00 (+4.81%)$577,400 (+9.48%) Land $284,200 Building $293,200$574,275
2023$6,297.00$527,400 Land $258,400 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims9 (1979–2023)
Claims Outside the SFHA1 of 9
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMINGTON WATER DEPT
serves 21,654 people · EPA ID MA3342000
Water SourcePurchased surface water from MWRA
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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