4 Back Cove Cir, Oriental, NC 28571 Property Records

Pamlico County property record for 4 Back Cove Cir, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 802 sqft · built 2017
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (May 2024)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`L10-3-HV3B-32E`

Property Details

APN / Parcel Number

Primary APN	`L10-3-HV3B-32E`
Alternative APNs	`741972772300` `21705` `34640`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	802 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,742 sqft (0.04 acres)
Garage Area	119 sqft
Porch	Patio
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	34640
Street Address	4 BACK COVE CIR
City	ORIENTAL
State	NC
Zip	28571-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32E HARBOR VILLAGE III PCA 198-4 741972772300
Legal Subdivision	HARBOR VILLAGE III
Legal Lot Number	32E
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	3
Census Block	3040
Census Tract	950202

Owner

Source: Pamlico County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	310 DUPONT CIR, GREENVILLE, NC 27858-6517
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage NORTH STATE BANK
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Book / Page	726 / 129
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	4 BACK COVE CIR, ORIENTAL, NC 28571-1402
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000641/0000000530
Date	Oct 1, 2018
Book Page	0000000641/0000000530

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	171 Months
Due	Jan 1, 2033

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	May 26, 2021
Property Address	4 BACK COVE CIR, ORIENTAL, NC 28571-1402
Document Number	000681/560
Book / Page	681 / 560
Map Reference	CAB A SL 198-4
Instrument Date	May 25, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3681 PALO VERDE AVE, LONG BEACH, CA 90808-2802

Mortgage

Document Number	0000681563
Date	May 26, 2021
Instrument	681/563

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (+3.07%)	$278,590 (-) Land $150,000 Building $128,590	$278,590 (-) Land $150,000 Building $128,590
2023	$1,824.00	$278,590 Land $150,000 Building $128,590	$278,590 Land $150,000 Building $128,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 284 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	284 in force
Nearby Flood Claims	171 (1999–2019)
Claims Outside the SFHA	13 of 171
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 95 claims Hurricane Irene, Aug 2011 · 48 claims Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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