2 Back Cove Cir, Oriental, NC 28571 Property Records

Pamlico County property record for 2 Back Cove Cir, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,422 sqft · built 2017
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Sep 2022)
Tax Bill	$2,438 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`L10-3-HV3B-32G`

Property Details

APN / Parcel Number

Primary APN	`L10-3-HV3B-32G`
Alternative APNs	`741972777100` `32959` `21491`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,422 sqft Finished Area

Exterior

Year Built	Built 2017
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	3,485 sqft (0.08 acres)
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	21491
Street Address	2 BACK COVE CIR
City	ORIENTAL
State	NC
Zip	28571-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32G HARBOR VILLAGE III PCA 198-4 741972777100
Legal Lot Number	32G
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	3
Census Block	3040
Census Tract	950202

Owner

2 Back Cove Cir is owned by an individual who bought it in September 2022.

Source: Pamlico County records, as of August 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5609 CARY GLEN BLVD, CARY, NC 27519-7169
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 9, 2018	Warranty Deed, Transfer BRANCH BANKING & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	May 9, 2018 · Amount on File
Deed Document Number	0000705177
Deed Book / Page	705 / 177
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 29, 2022
Property Address	2 BACK COVE CIR, ORIENTAL, NC 28571-1402
Document Number	000705/177
Book / Page	705 / 177
Map Reference	CAB A SL 198-4
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 HOMESTEAD RD, 442, ORIENTAL, NC 28571-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 CARY GLEN BLVD, CARY, NC 27519-7169

Mortgage

Document Number	0000705180
Date	Sep 29, 2022
Instrument	705/180

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	May 9, 2018
Property Address	2 BACK COVE CIR, ORIENTAL, NC 28571-1402
Document Number	0000637/60
Book / Page	637 / 60
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 KINGSTON MANOR DR, WAKE FOREST, NC 27587-9029

Mortgage

Document Number	0000000637/0000000063
Date	May 9, 2018
Book Page	0000000637/0000000063

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,438.00	$372,346 Land $150,000 Building $222,346	$372,346 Land $150,000 Building $222,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Back Cove Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 284 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	284 in force
Nearby Flood Claims	171 (1999–2019)
Claims Outside the SFHA	13 of 171
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 95 claims Hurricane Irene, Aug 2011 · 48 claims Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Back Cove Cir is moderate, ranking above 67% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Back Cove Cir

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