4 Apple Ridge Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 4 Apple Ridge Rd, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	8,106 sqft · built 2008
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$3,150,000 (Jul 2023)
Tax Bill	$33,725 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-01202-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`58-01202-0000-00032`
Alternative APNs	`580120200032` `036000`

Interior

Building Area	8,106 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	113,256 sqft

Location & Zoning

Account Number	036000
Street Address	4 APPLE RIDGE RD
City	SADDLE RIVER
State	NJ
Zip	07458-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.60AC (9,7-A)
Legal Subdivision	BOROUGH/SADDLE RIVER
Legal Block	1202
Legal Lot Number	32
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3008
Census Tract	53100

Owner

4 Apple Ridge Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 APPLE RIDGE RD, SADDLE RIVER, NJ 07458-2816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	202346029
Deed Book / Page	5036 / 1654
Prior Transfer Date	Feb 26, 1999
Prior Transfer Doc	0000058748
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 14, 2023
Property Address	4 APPLE RIDGE RD, SADDLE RIVER, NJ 07458-2816
Document Number	0050361654
Book / Page	5036 / 1654
Instrument Date	Jul 6, 2023
Instrument	2023046029
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 APPLE RIDGE RD, SADDLE RIVER, NJ 07458-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 APPLE RIDGE RD, SADDLE RIVER, NJ 07458-2816

Mortgage

Document Number	2023046030
Date	Jul 14, 2023
Instrument	2023046030

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4 Apple Ridge Rd was $33,725, up 3% from the year before.

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,160,700 (-) Land $1,115,000 Building $2,045,700	$3,160,700 (-) Land $1,115,000 Building $2,045,700
2025	$33,725.00 (+3%)	$3,160,700 Land $1,115,000 Building $2,045,700	$3,160,700 Land $1,115,000 Building $2,045,700
2024	$32,744.00
2023		$3,160,700 (-) Land $1,115,000 Building $2,045,700	$3,160,700 (-) Land $1,115,000 Building $2,045,700
2022	$31,417.00 (+0.92%)	$3,160,700 Land $1,115,000 Building $2,045,700	$3,160,700 Land $1,115,000 Building $2,045,700
2021	$31,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Apple Ridge Rd in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Apple Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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