Bergen County and Saddle River Borough property record for 2 Apple Ridge Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 5,776 sqft · built 1979 |
| Lot Size | 2.3 acres (100,362 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $22,307 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01202-0000-00032-02 |
| Primary APN | 58-01202-0000-00032-02 |
|---|---|
| Alternative APN |
|
| Building Area | 5,776 sqft Living Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 100,362 sqft (2.3 acres) |
| Street Address | 2 APPLE RIDGE RD |
|---|---|
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.304 AC. |
| Legal Subdivision | APPLE RDG ESTATES |
| Legal Block | 1202 |
| Legal Lot Number | 32.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2 APPLE RIDGE RD, SADDLE RIVER, NJ 07458-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 1, 2022 |
| Property Address | 2 APPLE RIDGE RD, SADDLE RIVER, NJ 07458-2816 |
| Document Number | 0047291646 |
| Book / Page | 4729 / 1646 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022066579 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 APPLE RIDGE RD, 2, SADDLE RIVER, NJ 07458-2816 |
| Name | Verified Name |
|---|---|
| Address | 2 APPLE RIDGE RD, SADDLE RIVER, NJ 07458-2816 |
| Document Number | 2022066580 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022066580 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.85% |
| Index | LIBOR |
| Max Rate | 7.85% |
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,090,600 (-) Land $1,070,600 Building $1,020,000 | $2,090,600 (-) Land $1,070,600 Building $1,020,000 | |
| 2025 | $22,307.00 (+3%) | $2,090,600 (-) Land $1,070,600 Building $1,020,000 | $2,090,600 (-) Land $1,070,600 Building $1,020,000 |
| 2024 | $21,658.00 (+4.23%) | ||
| 2023 | $2,090,600 Land $1,070,600 Building $1,020,000 | $2,090,600 Land $1,070,600 Building $1,020,000 | |
| 2022 | $20,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 68 (1978–2021) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
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