4 Apple Dr, Oxford, CT 06478 Property Records

Oxford Town property record for 4 Apple Dr, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,026 sqft · built 2001
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Jan 2007)
Tax Bill	$10,156 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H0174940`

Property Details

APN / Parcel Number

Primary APN	`H0174940`
Alternative APNs	`OXFO M:20 B:58 L:21-4` `OXFD M:20 B:58 L:21-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	7,644 sqft
Basement Area	1,473 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	H0174940
Street Address	4 APPLE DR
City	OXFORD
State	CT
Zip	06478-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	58
Legal Lot Number	21-4
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2000
Census Tract	346102

Owner

4 Apple Dr is owned and occupied by two individuals who bought it in January 2007.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 APPLE DR, OXFORD, CT 06478-3203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2007 · Amount on File
Deed Sale	Jan 11, 2007 · Amount on File
Prior Sale	Aug 24, 2004 · Amount on File
Deed Book / Page	322 / 759
Transfer Doc	400-1005
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 APPLE DR, OXFORD, CT 06478-3203
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000482-152
Date	Dec 8, 2025
Book Page	482/152

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 APPLE DR, OXFORD, CT 06478-3203
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000451-392
Date	Jun 23, 2021
Book Page	451/392
Instrument	1206310015

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 APPLE DR, OXFORD, CT 06478-3203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	435-434
Date	Feb 5, 2020
Book Page	435/434
Instrument	1166220015

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	4 APPLE DR, OXFORD, CT 06478-3203
Document Number	429-910
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 APPLE DR OXFORD CT 064783203, OXFORD, CT 06478-3203

Mortgage

Document Number	429-910
Date	May 30, 2019
Book Page	000429/000910
Instrument	910015

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4 Apple Dr was $10,156, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,156.00 (+2.66%)	$494,200 (-0.04%) Land $78,190 Building $416,010	$765,401 (+121.16%)
2025	$9,893.00	$494,410 Land $78,190 Building $416,220	$346,087 Land $54,733 Building $291,354
2024	$9,893.00 (+9.47%)
2023	$9,037.00	$368,700 Land $85,100 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Apple Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Apple Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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