3 Apple Dr, Oxford, CT 06478 Property Records

Oxford Town property record for 3 Apple Dr, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,718 sqft · built 2000
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Nov 2021)
Tax Bill	$12,614 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H0174930`

Property Details

APN / Parcel Number

Primary APN	`H0174930`
Alternative APNs	`OXFO M:20 B:58 L:21-3` `OXFD M:20 B:58 L:21-3`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,718 sqft Living Area
Gross Area	8,508 sqft
Basement Area	2,197 sqft
Unfinished Basement	2,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	68,389 sqft (1.57 acres)
Garage Type	Detached
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	H0174930
Street Address	3 APPLE DR
City	OXFORD
State	CT
Zip	06478-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	58
Legal Lot Number	21-3
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2000
Census Tract	346102

Owner

Source: Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 APPLE DR, OXFORD, CT 06478-3203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIKORSKY FINANCIAL CREDIT UNION INC
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Mar 2, 2005 · Amount on Record
Deed Document Number	20211218300002
Deed Book / Page	455 / 1209
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	3 APPLE DR, OXFORD, CT 06478-3203
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000481-672
Date	Nov 4, 2025
Book Page	481/672

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Nov 16, 2021
Property Address	3 APPLE DR, OXFORD, CT 06478-3203
Document Number	00455-1209
Book / Page	455 / 1209
Instrument Date	Nov 12, 2021
Instrument	1218300002
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 NORTHWOOD DR, WATERBURY, CT 06708-2922

Mortgage

Document Number	1218310010
Date	Nov 16, 2021
Instrument	1218310010

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,614.00 (+2.69%)	$613,830 (-) Land $78,190 Building $535,640	$960,371 (+123.51%)
2025	$12,283.00	$613,830 (+41.05%) Land $78,190 Building $535,640	$429,681 Land $54,733 Building $374,948
2024	$12,283.00 (+15.15%)
2023	$10,667.00	$435,200 Land $85,400 Building $349,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Apple Dr

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