4 Ann Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4 Ann Dr, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1958
Lot Size	0.596 acres (26,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,804 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 39.07-2-10`

Property Details

APN / Parcel Number

Primary APN	`013089 39.07-2-10`
Alternative APNs	`308903900700020100000000` `03900700020100000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	26,000 sqft (0.596 acres)
Lot Dimensions	200 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Canopy	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03900700020100000000
Street Address	4 ANN DR
City	SCHENECTADY
State	NY
Zip	12303-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WILLOW BROOK
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2008
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 39.07-2-10

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1002 DI BELLA DR, SCHENECTADY, NY 12303-5160
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4 ANN DR, SCHENECTADY, NY 12303-5602
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001178
Date	Jan 15, 2019
Instrument	R2019-01178

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2034

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,804.00 (+12.11%)	$194,000 (-) Land $39,000 Building $155,000	$258,667 (+13.33%) Land $52,000 Building $206,667
2023		$194,000 (-) Land $39,000 Building $155,000	$228,235 (+7.06%) Land $45,882 Building $182,353
2022		$194,000 Land $39,000 Building $155,000	$213,187 Land $42,857 Building $170,330
2021	$5,177.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.