Albany County and Guilderland Town property record for 3 Ann Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,166 sqft · built 1951 |
| Lot Size | 0.417 acres (18,179 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Mar 2026) |
| Tax Bill | $6,579 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 39.07-3-29 |
| Primary APN | 013089 39.07-3-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,166 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| 2nd Floor Area | 858 sqft |
| Upper Floors Area | 198 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,179 sqft (0.417 acres) |
| Lot Dimensions | 139 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 260 sqft |
| Porch | Slab |
| Porch Area | 324 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03900700030290000000 |
|---|---|
| Street Address | 3 ANN DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 43 |
| Legal Block | 3 |
| Legal Lot Number | 29.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 201 EXECUTIVE DR, GUILDERLAND, NY 12084-9555 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 4, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Feb 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JENNIFER RODRIGUEZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on Record |
| Deed Sale | Mar 4, 2026 · Amount on Record |
| Prior Sale | May 15, 1997 · Amount on Record |
| Deed Document Number | 20264405 |
| Prior Transfer Date | Aug 14, 2002 |
| Prior Transfer Doc | 2718000510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 4, 2026 |
| Property Address | 3 ANN DR, SCHENECTADY, NY 12303-5601 |
| Document Number | 0000000405 |
| Map Reference | MAP 3104 |
| Instrument Date | Feb 17, 2026 |
| Instrument | R2026-4405 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | BENNETT TITLE & ABS LLC, BENNETT TITLE & ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 W COBBLE HILL RD, ALBANY, NY 12211-1308 |
| Name | Verified Name |
|---|---|
| Address | 201 EXECUTIVE DR, DELMAR, NY 12054 |
| Document Number | 0000000406 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | R2026-4406 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 27, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 ANN DR, SCHENECTADY, NY 12303-5601 |
| Document Number | 0000011247 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000011247 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 11247 |
| Name | JENNIFER RODRIGUEZ |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,579.00 (-1.22%) | ||
| 2025 | $6,660.00 (+11.91%) | $221,000 (-) Land $44,000 Building $177,000 | $294,667 (+13.33%) Land $58,667 Building $236,000 |
| 2023 | $221,000 (-) Land $44,000 Building $177,000 | $260,000 (+7.06%) Land $51,765 Building $208,235 | |
| 2022 | $221,000 Land $44,000 Building $177,000 | $242,857 Land $48,352 Building $194,505 | |
| 2021 | $5,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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