St. Charles County property record for 4 Alma Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,608 sqft · built 1960 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Sep 2010) |
| Tax Bill | $2,224 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 528060A000 |
| Primary APN | 528060A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 456 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 528060A000 |
|---|---|
| Street Address | 4 ALMA DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HARVEST AC #1 BLK 3 LOT 11 |
| Legal Subdivision | HARVEST AC #1 |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ST. PETERS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311221 |
4 Alma Dr is owned and occupied by an individual who bought it in September 2010.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 ALMA DR, SAINT CHARLES, MO 63304-5512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2010 · Amount on File |
| Deed Sale | Sep 22, 2010 · Amount on File |
| Prior Sale | Apr 11, 2005 · Amount on File |
| Deed Document Number | 2010612750 |
| Deed Book / Page | 5455 / 2205 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4 Alma Dr was $2,224.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,276 (-) | $196,188 (-) Land $40,000 Building $156,188 | |
| 2025 | $2,224.00 | $37,276 | $196,188 Land $40,000 Building $156,188 |
| 2023 | $34,186 | ||
| 2022 | $179,924 Land $35,000 Building $144,924 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Alma Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 28 (1978–2025) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Alma Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband, Wisper ISP.
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