2 Alma Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 2 Alma Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1960
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on Record
Tax Bill$2,149 (2025)
Deeds & MortgagesJul 2026 Transfer
Flood ZoneZone X (minimal risk)
APN528090A000

Property Details

APN / Parcel Number

Primary APN528090A000
Alternative APN
  • 3-0115-4293-03-0012.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
Gross Area2,304 sqft
1st Floor Area912 sqft
Basement Area912 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialMasonry Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions120 ft deep x 66 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number528090A000
Street Address2 ALMA DR
CitySAINT CHARLES
StateMO
Zip63304-5512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionHARVEST AC #1 BLK 3 LOT 12
Legal SubdivisionHARVEST AC #1
Legal Block3
Legal Lot Number12
JurisdictionST CHARLES MO
Township / Civil DivisionST. PETERS
Census Block Group1
Census Block1005
Census Tract311221

Owner

Source: St. Charles County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 ALMA DR, SAINT CHARLES, MO 63304-5512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2026
Deed SaleJul 22, 2026
Prior SaleJun 5, 2009 · Amount on Record
Deed Document Number202634518
Prior Transfer DateAug 1, 2014
Prior Transfer Doc0062231733
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 22, 2026
Property Address2 ALMA DR, SAINT CHARLES, MO 63304-5512
Document Number0000034518
Instrument DateDec 2, 2014
Instrument202634518
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address10222 VARNUM DR, SAINT LOUIS, MO 63136-2339

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,016 (-)$189,560 (-) Land $40,000 Building $149,560
2025$2,149.00 (+10.37%)$36,016 (+11.26%)$189,560 (+11.26%) Land $40,000 Building $149,560
2024$1,947.00
2023$32,371
2022$170,374 Land $35,000 Building $135,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims28 (1978–2025)
Claims Outside the SFHA6 of 28
Most Recent ClaimJun 2025 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband, Wisper ISP.

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