Schenectady County and Schenectady City property record for 4 Alexander St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,666 sqft · built 1945 |
| Lot Size | 0.532 acres (23,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Nov 2023) |
| Tax Bill | $5,147 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.22-2-11 |
| Primary APN | 421500 60.22-2-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Upper Floors Area | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,200 sqft (0.532 acres) |
| Lot Dimensions | 145 ft deep x 160 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Canopy | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 ALEXANDER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 192 193 194 PINEHST 2 STUCCO AND GARAGE |
| Legal Subdivision | PINEHURST |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 ALEXANDER ST, SCHENECTADY, NY 12304-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | Oct 30, 2001 · Amount on Record |
| Deed Document Number | 202361957 |
| Deed Book / Page | 2118 / 894 |
| Prior Transfer Date | Jun 2, 2010 |
| Prior Transfer Doc | 0000026568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 ALEXANDER ST, SCHENECTADY, NY 12304-1702 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SMPR TITLE AGENCY INC, GMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 4 ALEXANDER ST, SCHENECTADY, NY 12304-1702 |
| Document Number | 0000045991 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 5145/469 |
| Instrument | 202145991 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 ALEXANDER ST, SCHENECTADY, NY 12304-1702 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 ALEXANDER ST, SCHENECTADY, NY 12304-1702 |
| Document Number | 0000045446 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 5322/444 |
| Instrument | 202345446 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,147.00 (+3.33%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $4,981.00 | $116,600 (-) Land $15,200 Building $101,400 | $193,078 (+30.82%) Land $25,170 Building $167,908 |
| 2023 | $116,600 Land $15,200 Building $101,400 | $147,595 Land $19,241 Building $128,354 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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