103 Alexander St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 103 Alexander St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 933 sqft · built 1950
Lot Size0.169 acres (7,400 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Mar 2023)
Tax Bill$5,973 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN421500 60.22-2-6

Property Details

APN / Parcel Number

Primary APN421500 60.22-2-6
Alternative APN
  • 150006002200020060000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area933 sqft Living Area
1st Floor Area933 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,400 sqft (0.169 acres)
Lot Dimensions100 ft deep x 74 ft wide
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address103 ALEXANDER ST
CitySCHENECTADY
StateNY
Zip12304-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionPART OF 1 WOOD
Legal Block2
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1013
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 ALEXANDER ST, SCHENECTADY, NY 12304-1703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Dec 9, 2022Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2023 · Amount on Record
Deed SaleMar 20, 2023 · Amount on Record
Prior SaleDec 9, 2022 · Amount on Record
Deed Document Number202315617
Deed Book / Page2104 / 710
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 20, 2023
Property Address103 ALEXANDER ST, SCHENECTADY, NY 12304-1703
Document Number0000015617
Book / Page2104 / 710
Instrument DateFeb 28, 2023
Instrument202315617
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address63 CHESTNUT RIDGE RD, SADDLE RIVER, NJ 07458-3127

Transferred To (Grantee/Buyer)

NameVerified Name
Address17C SHERIDAN VLG APT 3, 3, SCHENECTADY, NY 12308-1418

Mortgage

Document Number0000015618
DateMar 20, 2023
Instrument202315618
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

December 2022: Foreclosure

Document TypeForeclosure
JurisdictionSCHENECTADY NY
Recording DateDec 9, 2022
Property Address103 ALEXANDER ST, SCHENECTADY, NY 12304-1703
Document Number0000064965
Book / Page2098 / 904
Instrument DateOct 7, 2022
Instrument202264965
Transaction TypeForeclosure
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 CHESTNUT RIDGE RD, SADDLE RIVER, NJ 07458-3127

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,973.00 (+28.23%)$115,700 (-) Land $13,500 Building $102,200$191,588 (+30.82%) Land $22,355 Building $169,233
2023$115,700 (+28.13%) Land $13,500 Building $102,200$146,456 (+32.99%) Land $17,089 Building $129,367
2022$90,300 Land $13,500 Building $76,800$110,122 Land $16,463 Building $93,659
2021$4,658.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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