4 5th St N, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 4 5th St N, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1975
Lot Size	0.222 acres (9,666 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Sep 2026)
Tax Bill	$2,273 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S4925`

Property Details

APN / Parcel Number

Primary APN	`S4925`
Alternative APN	`EDGA M:011A B:0100 L`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,118 sqft Living Area
Gross Area	2,980 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,666 sqft (0.222 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	S4925
Street Address	4 5TH ST N
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	OCEAN HEIGHTS
Legal Block	100
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	4
Census Block	4028
Census Tract	200300

Owner

4 5th St N is owned by two individuals who bought it in September 2026.

Source: Dukes County and Edgartown Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2855, EDGARTOWN, MA 02539-2855
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage VINEYARD BANK
Oct 11, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Oct 11, 2018 · Amount on File
Deed Document Number	20264544
Deed Book / Page	1747 / 267
Prior Transfer Date	Sep 29, 2026
Prior Transfer Doc	0000004544
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Sep 30, 2026
Property Address	4 5TH ST N, EDGARTOWN, MA 02539
Document Number	0000004544
Book / Page	1747 / 267
Instrument Date	Sep 29, 2026
Instrument	20264544
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Date	Sep 30, 2026

Lender

Name	VINEYARD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Oct 11, 2018
Property Address	4 5TH ST N, EDGARTOWN, MA 02539
Document Number	1478-774
Book / Page	001478 / 000774
Instrument Date	Oct 5, 2018
Instrument	5771
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1672 EDGARTOWN MA 025391672, EDGARTOWN, MA 02539-1672

Mortgage

Document Number	1478-776
Date	Oct 11, 2018
Book Page	001478/000776
Instrument	5772

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Interest

Rate	3.88%

Tax Assessment & Valuation

The 2026 property tax bill for 4 5th St N was $2,273, up 1% from the year before.

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,273.00 (+10.02%)	$916,600 (+17.54%) Land $374,500 Building $542,100	$949,842
2025	$2,066.00 (+13.14%)	$779,800 (+8.91%) Land $312,100 Building $467,700
2024	$1,826.00 (+9.21%)	$716,000 (+7.95%) Land $312,100 Building $403,900
2023	$1,672.00	$663,300 Land $283,100 Building $380,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 5th St N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1991 · Coastal Storm
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 5th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St N

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