24 5th St N, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 24 5th St N, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,697 sqft · built 1977
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Feb 1999)
Tax Bill	$2,447 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`G7295`

Property Details

APN / Parcel Number

Primary APN	`G7295`
Alternative APN	`EDGA M:011A B:0106 L`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
Gross Area	2,491 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	G7295
Street Address	24 5TH ST N
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	106
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	4
Census Block	4028
Census Tract	200300

Owner

24 5th St N is owned by two individuals who bought it in February 1999.

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 9000, EDGARTOWN, MA 02539-9000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 16, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 1999 · Amount on File
Deed Sale	Feb 4, 1999 · Amount on File
Deed Book / Page	755 / 312
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Recording Date	Jun 17, 2026
Property Address	24 5TH ST N, EDGARTOWN, MA 02539
Document Number	0000002781
Book / Page	1739 / 526
Instrument Date	Jun 8, 2026
Instrument	20262781
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002781,
Date	Jun 17, 2026
Book Page	1739/526
Instrument	20262781

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	24 5TH ST N, EDGARTOWN, MA 02539
Document Number	1468-1019
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 5TH ST N EDGARTOWN MA 02539, EDGARTOWN, MA 02539

Mortgage

Document Number	1468-1019
Date	Jun 5, 2018
Book Page	001468/001019
Instrument	3045

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 24 5th St N was $2,447, up 3.8% from the year before.

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,447.00 (+3.82%)	$986,600 (+10.93%) Land $384,200 Building $602,400	$1,133,640
2025	$2,357.00 (-0.59%)	$889,400 (-4.36%) Land $320,200 Building $569,200
2024	$2,371.00 (+21.22%)	$929,900 (+19.79%) Land $320,200 Building $609,700
2023	$1,956.00	$776,300 Land $290,400 Building $485,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 5th St N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1991 · Coastal Storm
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 5th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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