4 5th Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 4 5th Ave, Cortland, NY 13045 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,264 sqft · built 1920
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Aug 2004)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`110200 86.32-01-18.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.32-01-18.000`
Alternative APN	`020008603200010180000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 54.8 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	569 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 5TH AVE
City	CORTLAND
State	NY
Zip	13045-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4006
Census Tract	970700

Owner

Source: Cortland County and Cortland City records · APN 110200 86.32-01-18.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 CORPORATE WOODS BLVD, ALBANY, NY 12211-2396
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2004 · Amount on Record
Deed Sale	Aug 27, 2004 · Amount on Record
Prior Sale	Jul 01, 2003 · Amount on Record
Deed Book / Page	10279 / 72001
Record Updated	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	4 5TH AVE, CORTLAND, NY 13045-1112
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006245
Date	Dec 01, 2022
Instrument	2022-06245

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Cortland City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,635.00 (+8.96%)	$155,000 (+62.13%) Land $16,000 Building $139,000	$159,794 (+22.02%) Land $16,495 Building $143,299
2023	$3,336.00	$95,600 Land $11,200 Building $84,400	$130,959 Land $15,342 Building $115,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.