11 5th Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 11 5th Ave, Cortland, NY 13045 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1890
Lot Size	0.217 acres (9,484 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`110200 86.32-02-07.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.32-02-07.000`
Alternative APN	`020008603200020070000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	1,136 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,484 sqft (0.217 acres)
Lot Dimensions	150 ft deep x 62.9 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11 5TH AVE
City	CORTLAND
State	NY
Zip	13045-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4005
Census Tract	970700

Owner

Source: Cortland County and Cortland City records · APN 110200 86.32-02-07.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 5TH AVE, CORTLAND, NY 13045-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	11 5TH AVE, CORTLAND, NY 13045-1111
Document Number	0000001454
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 5TH AVE CORTLAND NY 130451111, CORTLAND, NY 13045-1111

Mortgage

Document Number	0000001454
Date	Apr 17, 2019
Instrument	1454

Lender

Name	CHEMUNG CANAL TR
Address	ELMIRA, NY 14902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Cortland City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,535.00 (+5.33%)	$149,000 (+57.01%) Land $17,400 Building $131,600	$153,608 (+18.16%) Land $17,938 Building $135,670
2023	$3,356.00 Homeowner's exemption Senior Citizen's exemption	$94,900 Land $12,200 Building $82,700	$130,000 Land $16,712 Building $113,288

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.