4 2nd St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 4 2nd St, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,979 sqft · built 1995
Lot Size0.111 acres (4,875 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Dec 2018)
Tax Bill$2,400 (2025)
Deeds & MortgagesMay 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-5826-9

Property Details

APN / Parcel Number

Primary APNC56-000-592-5826-9
Alternative APN
  • 05-2S-23-4300-0000-0050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,979 sqft Heated Area
Gross Area2,679 sqft
1st Floor Area1,068 sqft
Upper Floors Area911 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area4,875 sqft (0.111 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area204 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4 2ND ST
CitySHALIMAR
StateFL
Zip32579-1751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHALIMAR WOODS S/D LOT 5
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionSHALIMAR WOODS S/D
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2009
Census Tract21501

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 2ND ST, SHALIMAR, FL 32579-1751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Dec 10, 2018Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2018 · Amount on Record
Deed SaleDec 10, 2018 · Amount on Record
Deed Document Number3247528
Deed Book / Page3377 / 3776
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4 2ND ST, SHALIMAR, FL 32579-1751
Document Number0034621522
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 2ND ST SHALIMAR FL 325791751, SHALIMAR, FL 32579-1751

Mortgage

Document Number0034621522
DateMay 15, 2020
Book Page003462/001522
Instrument3358399
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 10, 2018
Property Address4 2ND ST, SHALIMAR, FL 32579-1751
Document Number0033773776
Book / Page3377 / 3776
Map ReferenceMB14 PG74
Instrument DateDec 5, 2018
Instrument3247528
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 BROWNING RD, 133, TELFORD, TN 37690-2912

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 2ND ST, SHALIMAR, FL 32579-1751

Mortgage

Document Number0003247529
DateDec 10, 2018
Instrument3247529
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,400.00 (+72.04%) Homeowner's exemption$235,140 (+5.99%)$308,460 (-6.02%) Land $83,104 Building $225,356
2023$1,395.00 (-32.25%) Homeowner's exemption Veteran's exemption$221,857 (+3%)$328,235 (+6.56%) Land $66,857 Building $261,378
2022$2,059.00 Homeowner's exemption Veteran's exemption$215,395$308,020 Land $62,483 Building $245,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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