Okaloosa County property record for 12 2nd St, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,698 sqft · built 1994 |
| Lot Size | 0.134 acres (5,844 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,259 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5822-8 |
| Primary APN | C56-000-592-5822-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 2,156 sqft |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 810 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 5,844 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12 2ND ST |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHALIMAR WOODS S/D LOT 1 |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | SHALIMAR WOODS S/D |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21501 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 2ND ST, SHALIMAR, FL 32579-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 29, 2017 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 12 2ND ST, SHALIMAR, FL 32579-1751 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12 2ND ST, SHALIMAR, FL 32579-1751 |
| Document Number | 0003671528 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 3671528 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 12 2ND ST, SHALIMAR, FL 32579-1751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROGRESSIVE LAND TITLE AGENC |
| Name | Verified Name |
|---|
| Document Number | 0032930385 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 3293/0385 |
| Instrument | 3125796 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,259.00 (+6.88%) Homeowner's exemption | $142,129 (+5.99%) | $267,229 (+1.53%) Land $83,104 Building $184,125 |
| 2023 | $1,178.00 (+3.33%) Homeowner's exemption | $134,100 (+3%) | $263,208 (+6.34%) Land $66,857 Building $196,351 |
| 2022 | $1,140.00 Homeowner's exemption | $130,194 | $247,517 Land $62,483 Building $185,034 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 148 condo units |
| Nearby Flood Claims | 257 (1979–2020) |
| Claims Outside the SFHA | 100 of 257 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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