4 2nd St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 4 2nd St, Colonial Beach, VA 22443 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,129 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Apr 2017)
Tax Bill	$691 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A3 2105 32`

Property Details

APN / Parcel Number

Primary APN	`3A3 2105 32`
Alternative APN	`20188`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Porch
Porch Area	140 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20188
Street Address	4 2ND ST
City	COLONIAL BEACH
State	VA
Zip	22443-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 BK 105 DB 894 PG 642 R/S
Legal Subdivision	CLASSIC SHORE
Legal Block	105
Legal Lot Number	32
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1013
Census Tract	10402

Owner

Source: Westmoreland County records · APN 3A3 2105 32

Assessment roll updated January 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11109 BOTHWELL ST, HENRICO, VA 23233-2263
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Transfer on Death Deed, Transfer
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Apr 17, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Prior Sale	Aug 31, 2015 · Amount on Record
Deed Document Number	20178940642
Last Transfer Date	Oct 14, 2025
Transfer Doc	00996/1660
Record Updated	Jun 08, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 20, 2025
Property Address	4 2ND ST, COLONIAL BEACH, VA 22443-1826
Document Number	00996/1660
Book / Page	996 / 1660
Instrument Date	Oct 14, 2025
Transaction Type	Transfer
Record Updated	Nov 06, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11109 BOTHWELL ST, HENRICO, VA 23233-2263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11109 BOTHWELL ST, HENRICO, VA 23233-2263

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	4 2ND ST, COLONIAL BEACH, VA 22443-1826
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009392012
Date	Jan 26, 2021
Instrument	09392012

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 17, 2017
Property Address	4 2ND ST, COLONIAL BEACH, VA 22443-1826
Document Number	0008940642
Instrument Date	Apr 13, 2017
Instrument	08940642
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11109 BOTHWELL ST, HENRICO, VA 23233-2263

Mortgage

Document Number	0008940645
Date	Apr 17, 2017
Instrument	08940645

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated January 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00	$164,600 (-) Land $47,500 Building $117,100	$164,600 (-) Land $47,500 Building $117,100
2024	$691.00 (+5.02%)	$164,600 (-) Land $47,500 Building $117,100	$164,600 (-) Land $47,500 Building $117,100
2023		$164,600 Land $47,500 Building $117,100	$164,600 Land $47,500 Building $117,100
2022	$658.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511930104021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Nearby Flood Policies	53 units insured 33 under condo master policies
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 466 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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