18 2nd St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 18 2nd St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,291 sqft · built 2004
Owner	Company Name on Record
Last Sale	$416,000 (Aug 2025)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3A3-2-05B-11`

Property Details

APN / Parcel Number

Primary APN	`3A3-2-05B-11`
Alternative APN	`22506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,291 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	130 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22506
Old Parcel Number	3A3-2-05B-11
Street Address	18 2ND ST
City	COLONIAL BEACH
State	VA
Zip	22443-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOT 11 BK 05B DB 944 PG 2090(WAS LOT 25 BK 105)
Legal Block	105,05B
Legal Lot Number	11
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1013
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3710 CHICO CT, WOODBRIDGE, VA 22193-1632
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT FEDERAL CREDIT UNION
Jun 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR
Jul 31, 2018	Warranty Deed, Transfer MULTIPLE
Jul 31, 2018	Warranty Deed, Transfer · VA Mortgage FRANKLIN AMERICAN MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	0009941103
Deed Book / Page	994 / 1103
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	18 2ND ST, COLONIAL BEACH, VA 22443-1826
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009720435
Date	Oct 6, 2023
Instrument	09720435

Lender

Name	PATRIOT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 19, 2048

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 21, 2021
Property Address	18 2ND ST, COLONIAL BEACH, VA 22443-1826
Document Number	09442090
Instrument Date	Jun 11, 2021
Instrument	09442090
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 2ND ST, COLONIAL BEACH, VA 22443-1826

Mortgage

Document Number	09442093
Date	Jun 21, 2021
Instrument	09442093

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 31, 2018
Property Address	18 2ND ST, COLONIAL BEACH, VA 22443-1826
Document Number	09091605
Instrument Date	Jul 27, 2018
Instrument	09091605
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 2ND ST, COLONIAL BEACH, VA 22443-1826

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 31, 2018
Property Address	18 2ND ST, COLONIAL BEACH, VA 22443-1826
Document Number	0009091605
Instrument Date	Jul 27, 2018
Instrument	09091605
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 2ND ST, COLONIAL BEACH, VA 22443-1826

Mortgage

Document Number	0009091607
Date	Jul 31, 2018
Instrument	09091607

Lender

Name	FRANKLIN AMERICAN MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (+4.96%)	$267,300 (-) Land $47,500 Building $219,800	$267,300 (-) Land $47,500 Building $219,800
2023		$267,300 Land $47,500 Building $219,800	$267,300 Land $47,500 Building $219,800
2022	$1,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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