4 1/2 Nelmar Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4 1/2 Nelmar Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1944
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2017)
Tax Bill	$6,347 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`154335-0000`

Property Details

APN / Parcel Number

Primary APN	`154335-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	67 ft deep x 75 ft wide
Porch	Finished/Open Porch
Porch Area	200 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 1/2 NELMAR AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-1 NELMAR TERRACE N67FT OF LOT 54 OR4406/899 & 5617/1886 &5655/960
Legal Range	30E
Legal Township	07S
Legal Section	49
Legal Subdivision	NELMAR TERRACE
Legal Block	1
Legal Lot Number	54
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1046
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nelmar Terrace Historic District listed 2011 · 100 contributing resources · NRIS 11000145

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 1/2 Nelmar Ave is owned by two individuals who bought it in July 2017.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12510 W UNIVERSITY AVE, NEWBERRY, FL 32669-3002
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 17, 2022	Warranty Deed, Transfer FLORIDA LEGAL TITLE LLC
Jul 19, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on File
Deed Sale	Jul 19, 2017 · Amount on File
Prior Sale	Oct 7, 2014 · Amount on File
Deed Document Number	201749574
Deed Book / Page	4406 / 899
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 27, 2022
Property Address	4 1/2 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2128
Document Number	0056550960
Book / Page	5655 / 960
Map Reference	MB 2 PG 1
Instrument Date	Aug 30, 2022
Instrument	2022099823
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	FLORIDA LEGAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12510 W UNIVERSITY AVE, NEWBERRY, FL 32669-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12510 W UNIVERSITY AVE, NEWBERRY, FL 32669-3002

Mortgage

Document Number	0005655962
Date	Oct 27, 2022
Instrument	5655/962

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4 1/2 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2128
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043170225
Date	Jan 13, 2017
Book Page	4317/0225
Instrument	2017003303

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 17, 2022
Property Address	4 1/2 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2128
Document Number	0056171886
Book / Page	5617 / 1886
Map Reference	MB 2 PG 1
Instrument Date	Jul 29, 2022
Instrument	2022079520
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	FLORIDA LEGAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12510 W UNIVERSITY AVE, NEWBERRY, FL 32669-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12510 W UNIVERSITY AVE, NEWBERRY, FL 32669-3002

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 19, 2017
Property Address	4 1/2 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2128
Document Number	0044060899
Book / Page	4406 / 0899
Map Reference	MB2 PG1
Instrument Date	Jul 7, 2017
Instrument	2017049574
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 KINGSLAND AVE, 117, BROOKLYN, NY 11222-5265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 PARK ST, PRINGLE, SD 57773

Mortgage

Document Number	2017049575
Date	Jul 19, 2017
Instrument	2017049575

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 1/2 Nelmar Ave was $6,347, up 7.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,752 (+2.71%) Land $231,000 Building $98,752	$329,752 (+2.71%) Land $231,000 Building $98,752
2025	$6,347.00 (+7.36%)	$321,054 (+2.85%)	$321,054 (+2.85%) Land $231,000 Building $90,054
2024	$5,912.00 (-2.64%)	$312,159 (-1.87%)	$312,159 (-1.87%) Land $231,000 Building $81,159
2023	$6,072.00 (+44.33%)	$318,121 (+15.68%)	$318,121 (+15.68%) Land $231,000 Building $87,121
2022	$4,207.00	$274,992	$274,992 Land $181,104 Building $93,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 1/2 Nelmar Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 383 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	436 units insured incl. 53 condo units
Nearby Flood Claims	234 (1984–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Irma, Sep 2017 · 53 claims Hurricane Matthew, Oct 2016 · 137 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 1/2 Nelmar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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