12 Nelmar Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 12 Nelmar Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 3,235 sqft · built 1923
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2018)
Tax Bill	$11,121 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`154370-0000`

Property Details

APN / Parcel Number

Primary APN	`154370-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	3,235 sqft Living Area
Gross Area	3,952 sqft
1st Floor Area	1,335 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	402 sqft
Deck Area	282 sqft
Patio Area	402 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12 NELMAR AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-2141
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	2-1 NELMAR TERRACE LOT 58 OR4628/337
Legal Range	30E
Legal Township	07S
Legal Section	49
Legal Subdivision	NELMAR TERRACE
Legal Block	1
Legal Lot Number	58
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1023
Census Tract	20200

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU
Jun 23, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Oct 17, 2018	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	May 2, 2012 · Amount on Record
Deed Document Number	201875243
Deed Book / Page	4628 / 337
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	12 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141

Mortgage

Document Number	0050551807
Date	Sep 30, 2020
Book Page	5055/1807
Instrument	2020084449

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	12 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141
Document Number	0049801082
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 NELMAR AVE ST AUGUSTINE FL 320842141, ST AUGUSTINE, FL 32084-2141

Mortgage

Document Number	0049801082
Date	Jul 2, 2020
Book Page	004980/001082
Instrument	53019

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 17, 2018
Property Address	12 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141
Document Number	0046280337
Book / Page	4628 / 0337
Map Reference	MB2 PG1
Instrument Date	Oct 16, 2018
Instrument	2018075243
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 ERHART RD, 815, ARROYO GRANDE, CA 93420-5087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141

Mortgage

Document Number	2018075244
Date	Oct 17, 2018
Instrument	2018075244

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,734 (+2.66%)	$789,213 (+1.68%) Land $325,600 Building $463,613
2025	$11,121.00 (+9.15%) Homeowner's exemption	$601,714 (+3.68%)	$776,174 (+5.83%) Land $325,600 Building $450,574
2024	$10,189.00 (+3.24%) Homeowner's exemption	$580,367 (+2.49%)	$733,443 (+0.94%) Land $325,600 Building $407,843
2023	$9,869.00 (+4.18%) Homeowner's exemption	$566,247 (+3.52%)	$726,597 (+5.3%) Land $325,600 Building $400,997
2022	$9,473.00 Homeowner's exemption	$546,986	$690,044 Land $255,270 Building $434,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 383 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	436 units insured incl. 53 condo units
Nearby Flood Claims	234 (1984–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Irma, Sep 2017 · 53 claims Hurricane Matthew, Oct 2016 · 137 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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