3N216 Echo Valley Ln, Elburn, IL 60119 Property Records

Kane County property record for 3N216 Echo Valley Ln, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 1979
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Nov 2019)
Tax Bill	$8,927 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-27-451-001`

Property Details

APN / Parcel Number

Primary APN	`08-27-451-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	4,104 sqft
1st Floor Area	2,052 sqft
Basement Area	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Deck Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3N216 ECHO VALLEY LN
City	ELBURN
State	IL
Zip	60119-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILLS, UNIT 2 LOT 18
Legal Subdivision	FOREST HILLS
Legal Block	2
Legal Lot Number	18
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2000
Census Tract	852408

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3N126 ECHO VALLEY LN, ELBURN, IL 60119-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Jun 30, 2004 · Amount on Record
Deed Document Number	201955711
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3N216 ECHO VALLEY LN, ELBURN, IL 60119-9526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082280
Date	Dec 31, 2020
Instrument	2020K082280

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 18, 2019
Property Address	3N216 ECHO VALLEY LN, ELBURN, IL 60119-9526
Document Number	0000055711
Instrument Date	Nov 15, 2019
Instrument	2019K055711
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3N216 ECHO VALLEY LN, ELBURN, IL 60119-9526

Mortgage

Document Number	0000055712
Date	Nov 18, 2019
Instrument	2019K055712

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,927.00 (+18.68%) Homeowner's exemption	$144,792 (+8.43%) Land $23,470 Building $121,322	$434,550 (+8.43%) Land $70,438 Building $364,112
2024		$133,535 (+22.75%) Land $21,645 Building $111,890	$400,765 (+22.8%) Land $64,961 Building $335,804
2022	$7,522.00 (+4.78%) Homeowner's exemption	$108,782 (+5.91%) Land $17,633 Building $91,149	$326,346 (+5.91%) Land $52,899 Building $273,447
2021	$7,179.00 Homeowner's exemption	$102,712 Land $16,649 Building $86,063	$308,136 Land $49,947 Building $258,189

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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