3N165 Echo Valley Ln, Elburn, IL 60119 Property Records

Kane County property record for 3N165 Echo Valley Ln, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,324 sqft · built 1978
Lot Size0.73 acres (31,799 sqft)
Owner2 Trust Names on File
Tax Bill$10,343 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN08-27-453-002

Property Details

APN / Parcel Number

Primary APN08-27-453-002

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,324 sqft Living Area
Gross Area5,156 sqft
1st Floor Area3,324 sqft
Basement Area992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Construction TypeFrame
Lot Area31,799 sqft (0.73 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Balcony Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3N165 ECHO VALLEY LN
CityELBURN
StateIL
Zip60119-8832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFOREST HILLS 2
Legal Block2
Legal Lot Number22
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2000
Census Tract852408

Owner

3N165 Echo Valley Ln is owner-occupied and held in a trust since January 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address3N165 ECHO VALLEY LN, ELBURN, IL 60119-8832
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jan 10, 2022Intrafamily Transfer, Transfer
CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 5, 2022
Transfer Doc0000001687
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3N165 ECHO VALLEY LN, ELBURN, IL 60119-8832
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3N ECHO VALLEY LN 165, 165, ELBURN, IL 60119

Mortgage

Document Number0000048210
DateSep 29, 2022
Instrument2022K048210
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 26, 2052

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJan 10, 2022
Property Address3N165 ECHO VALLEY LN, ELBURN, IL 60119-8832
Document Number0000001687
Instrument DateJan 5, 2022
Instrument2022K001687
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3N165 ECHO VALLEY LN, ELBURN, IL 60119-8832

Tax Assessment & Valuation

The 2025 property tax bill for 3N165 Echo Valley Ln was $10,343 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,343.00 Homeowner's exemption Senior Citizen's exemption$174,493 (+8.43%) Land $21,947 Building $152,546$523,688 (+8.43%) Land $65,867 Building $457,821
2024$160,927 Land $20,241 Building $140,686$482,974 Land $60,747 Building $422,227
2022$9,420.00 (+4.95%) Homeowner's exemption$131,096 (+5.91%) Land $16,489 Building $114,607$393,288 (+5.91%) Land $49,467 Building $343,821
2021$8,976.00 Homeowner's exemption$123,781 Land $15,569 Building $108,212$371,343 Land $46,707 Building $324,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3N165 Echo Valley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3N165 Echo Valley Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Valley Ln

Nearby Streets

Search Property Records by Address or Parcel Number