39W609 Lori Ln, Elgin, IL 60124 Property Records

Kane County property record for 39W609 Lori Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,508 sqft · built 1965
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2026)
Tax Bill	$6,867 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-177-005`

Property Details

APN / Parcel Number

Primary APN	`05-25-177-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	39W609 LORI LN
City	ELGIN
State	IL
Zip	60124-8485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER LANE SUB UNIT 1 - LOT 9
Legal Subdivision	TIMBER LANE SUB
Legal Block	1
Legal Lot Number	9
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1023
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10N775 MUIRHEAD RD, ELGIN, IL 60124-8224
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Oct 5, 2011 · Amount on Record
Deed Document Number	202628017
Prior Transfer Date	Nov 11, 2013
Prior Transfer Doc	0000088863
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 2, 2026
Property Address	39W609 LORI LN, ELGIN, IL 60124-8485
Document Number	0000028017
Instrument Date	Jun 19, 2026
Instrument	202628017
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70,447.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10N775 MUIRHEAD RD, ELGIN, IL 60124-8224

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 18, 2026
Property Address	39W609 LORI LN, ELGIN, IL 60124-8485
Document Number	0000020290
Instrument Date	May 5, 2026
Instrument	202620290
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39W609 LORI LN, ELGIN, IL 60124-8485

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W609 LORI LN, ELGIN, IL 60124-8485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009422
Date	Feb 21, 2017
Instrument	2017K009422

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 13, 2047

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 23, 2026
Property Address	39W609 LORI LN, ELGIN, IL 60124-8485
Document Number	0000026114
Instrument Date	May 8, 2013
Instrument	202626114
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PERFORMANCE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	39W609 LORI LN, ELGIN, IL 60124-8485

Mortgage

Document Number	0000026114,
Date	Jun 23, 2026
Instrument	202626114

Lender

Name	ROUNDPOINT MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jun 1, 2043

Interest

Rate Type	Fixed Rate
Rate	3.75%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,867.00 (-5.47%) Homeowner's exemption Senior Citizen's exemption	$117,386 (+7.79%) Land $25,819 Building $91,567	$352,299 (+7.79%) Land $77,488 Building $274,811
2024	$7,264.00 (+1.1%)	$108,902 (+22.28%) Land $23,953 Building $84,949	$326,837 (+22.33%) Land $71,888 Building $254,949
2022	$7,185.00 (+5.17%) Homeowner's exemption	$89,061 (+7.5%) Land $19,577 Building $69,484	$267,183 (+7.5%) Land $58,731 Building $208,452
2021	$6,832.00 Homeowner's exemption	$82,844 Land $18,913 Building $63,931	$248,532 Land $56,739 Building $191,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Lori Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures