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39W545 Lori Ln, Elgin, IL 60124 Property Records

Kane County property record for 39W545 Lori Ln, Elgin, IL 60124

Property Summary

Property TypeVacant Land
Lot Size1.28 acres (56,192 sqft)
Owner2 Trust Names on File
Last Sale$70,000 (Aug 2018)
Tax Bill$2,134 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-25-177-015

Property Details

APN / Parcel Number

Primary APN05-25-177-015

Exterior

Lot Area56,192 sqft

Location & Zoning

Street Address39W545 LORI LN
CityELGIN
StateIL
Zip60124-4316
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal SubdivisionWHISPERING OAKS
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1023
Census Tract850711

Owner

39W545 Lori Ln, vacant land, is held in a trust since August 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address39W515 LORI LN, ELGIN, IL 60124-4316
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Deed of Trust, Mortgage
GUARANTEED RATE
Aug 22, 2018Grant Deed, Transfer
OLD REPUBLIC TITLE
Nov 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2018 · Amount on File
Deed SaleAug 22, 2018 · Amount on File
Deed Document Number201841216
Prior Transfer DateNov 2, 2017
Prior Transfer Doc0000061911
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address39W545 LORI LN, ELGIN, IL 60124-4316
Document Number0000051133
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address39W515 LORI LN ELGIN IL 601244316, ELGIN, IL 60124-4316

Mortgage

Document Number0000051133
DateSep 8, 2020
Instrument51133
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term180 Months
DueSep 7, 2035
Interest
Rate TypeFixed Rate
Rate2.5%

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateAug 22, 2018
Property Address39W545 LORI LN, ELGIN, IL 60124-4316
Document Number0000041216
Instrument DateAug 2, 2018
Instrument41216
Transaction TypeTransfer
Record UpdatedSep 3, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2954 SHAMROCK CIR ELGIN IL 601244354, ELGIN, IL 60124-4354

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 28, 2017
Property Address39W545 LORI LN, ELGIN, IL 60124-4316
Document Number0000061911
Instrument DateNov 2, 2017
Instrument61911
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3613 CRESTVIEW DR LONG GROVE IL 600475231, LONG GROVE, IL 60047-5231

Tax Assessment & Valuation

The 2025 property tax bill for 39W545 Lori Ln was $2,134.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,134.00$29,791 (+7.79%) Land $29,791$89,409 (+7.79%) Land $89,409
2024$27,638 Land $27,638$82,947 Land $82,947
2022$2,106.00 (+0.86%)$23,138 (+3.51%) Land $23,138$69,414 (+3.51%) Land $69,414
2021$2,088.00$22,353 Land $22,353$67,059 Land $67,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39W545 Lori Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39W545 Lori Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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