Kane County property record for 39W348 Baker Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,844 sqft |
| Lot Size | 0.51 acres (2,206 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Apr 2018) |
| Tax Bill | $7,605 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Feb 2024 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-12-404-029 |
| Primary APN | 11-12-404-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 1,988 sqft |
| Basement Area | 1,022 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Metal |
|---|---|
| Lot Area | 2,206 sqft (0.51 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Street Address | 39W348 BAKER DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-6116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK NEIGHBORHOOD P PHASE II THAT PART OF LOT 20 DESC IN DOC 2004K135255 & RERECORDED AS 2004K141697 |
| Legal Subdivision | MILL CREEK |
| Legal Phase | 2 |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 854505 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 STOWE DR, GIRDWOOD, AK 99587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2025 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA |
| Feb 22, 2024 | Transfer on Death Deed, Transfer |
| Jul 3, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 17, 2018 | Warranty Deed, Transfer · VA Mortgage COMPASS MORTGAGE INC |
| Jun 19, 2018 | Grant Deed BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Apr 12, 2018 | Deed of Trust, Mortgage · VA Mortgage COMPASS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on Record |
| Deed Sale | Apr 17, 2018 · Amount on Record |
| Prior Sale | Aug 15, 2007 · Amount on Record |
| Deed Document Number | 201817470 |
| Last Transfer Date | Feb 15, 2024 |
| Transfer Doc | 0000005665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39W348 BAKER DR, GENEVA, IL 60134-6116 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000013399 |
|---|---|
| Date | Apr 16, 2025 |
| Instrument | 2025K013399 |
| Name | ST CHARLES BANK & TRUST CO NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 7, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 22, 2024 |
| Property Address | 39W348 BAKER DR, GENEVA, IL 60134-6116 |
| Document Number | 0000005665 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024K005665 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 STOWE DR, GIRDWOOD, AK 99587 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39W348 BAKER DR, GENEVA, IL 60134-6116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000028341 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019K028341 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39W348 BAKER DR, GENEVA, IL 60134-6116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012964 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020K012964 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 17, 2018 |
| Property Address | 39W348 BAKER DR, GENEVA, IL 60134-6116 |
| Document Number | 0000017470 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 2018K017470 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BAIRD & WARNER TITLE SVCS IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39W348 BAKER DR, GENEVA, IL 60134-6116 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017471 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 2018K017471 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 19, 2018 |
| Property Address | 39W348 BAKER DR, GENEVA, IL 60134-6116 |
| Document Number | 0000028814 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 28814 |
| Record Updated | Jul 3, 2018 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $382.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39W348 BAKER DR GENEVA IL 601346116, GENEVA, IL 60134-6116 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39W348 BAKER DR, GENEVA, IL 60134-6116 |
| Document Number | 0000028815 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39W348 BAKER DR GENEVA IL 601346116, GENEVA, IL 60134-6116 |
| Document Number | 0000028815 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 28815 |
| Name | COMPASS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,605.00 (+8.49%) | $112,441 (+8.89%) Land $20,790 Building $91,651 | $337,458 (+8.89%) Land $62,395 Building $275,063 |
| 2024 | $103,261 (+17.34%) Land $19,093 Building $84,168 | $309,907 (+17.39%) Land $57,302 Building $252,605 | |
| 2022 | $7,010.00 (+3.9%) Homeowner's exemption | $88,002 (+4.48%) Land $15,815 Building $72,187 | $264,006 (+4.48%) Land $47,445 Building $216,561 |
| 2021 | $6,747.00 Homeowner's exemption | $84,229 Land $15,137 Building $69,092 | $252,687 Land $45,411 Building $207,276 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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