Kane County property record for 0N496 Baker Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,596 sqft · built 2000 |
| Lot Size | 0.118 acres (5,119 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $386,000 (Feb 2021) |
| Tax Bill | $12,105 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-12-261-004 |
| Primary APN | 11-12-261-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,596 sqft Living Area |
| Basement Area | 1,401 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Metal |
| Lot Area | 5,119 sqft (0.118 acres) |
| Garage Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 306 sqft |
| Cooling System | Central |
|---|
| Street Address | 0N496 BAKER DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 IN MILL CREEK NEIGHBORHOOD P PHASE II |
| Legal Subdivision | MILL CREEK |
| Legal Phase | 2 |
| Legal Block | 3 |
| Legal Lot Number | 45 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BLACKBERRY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 854505 |
Source: Kane County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 0N496 BAKER DR, GENEVA, IL 60134-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2021 · Amount on Record |
| Deed Sale | Feb 18, 2021 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 202113104 |
| Prior Transfer Date | Apr 26, 2016 |
| Prior Transfer Doc | 0000020080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 18, 2021 |
| Property Address | 0N496 BAKER DR, GENEVA, IL 60134-6033 |
| Document Number | 0000013104 |
| Map Reference | DOC 98K086586 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 2021K013104 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | N496 BAKER DR, GENEVA, IL 60134-6033 |
| Document Number | 0000013105 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021K013105 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 11, 2019 |
| Property Address | 0N496 BAKER DR, GENEVA, IL 60134-6033 |
| Document Number | 0000060077 |
| Map Reference | DOC 98K086586 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 2019K060077 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $383.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | N496 BAKER DR, GENEVA, IL 60134-6033 |
| Document Number | 0000060078 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019K060078 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Blackberry Township |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,105.00 (-0.18%) Homeowner's exemption | $161,504 (+8.89%) Land $20,790 Building $140,714 | $484,706 (+8.89%) Land $62,395 Building $422,311 |
| 2024 | $148,319 (+6.55%) Land $19,093 Building $129,226 | $445,135 (+6.6%) Land $57,302 Building $387,833 | |
| 2022 | $12,127.00 (+3.45%) Homeowner's exemption | $139,196 (+4.48%) Land $15,815 Building $123,381 | $417,588 (+4.48%) Land $47,445 Building $370,143 |
| 2021 | $11,723.00 Homeowner's exemption | $133,228 Land $15,137 Building $118,091 | $399,684 Land $45,411 Building $354,273 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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