Kane County property record for 39W195 Cliff Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,399 sqft · built 1986 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Sep 2014) |
| Tax Bill | $10,283 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-13-478-001 |
| Primary APN | 05-13-478-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,399 sqft Living Area |
| Basement Area | 1,174 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Garage Area | 1,180 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 39W195 CLIFF DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MONTAGUE FOREST |
| Legal Block | 2 |
| Legal Lot Number | 85 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39W195 CLIFF DR, ELGIN, IL 60124-8117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2014 · Amount on Record |
| Deed Sale | Sep 19, 2014 · Amount on Record |
| Deed Document Number | 201446642 |
| Last Transfer Date | Mar 22, 2022 |
| Transfer Doc | 0000017298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 29, 2022 |
| Property Address | 39W195 CLIFF DR, ELGIN, IL 60124-8117 |
| Document Number | 0000017298 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022K017298 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,283.00 (+10.92%) Homeowner's exemption | $162,655 (+7.79%) Land $29,791 Building $132,864 | $488,160 (+7.79%) Land $89,409 Building $398,752 |
| 2024 | $150,900 (+30.85%) Land $27,638 Building $123,262 | $452,881 (+30.9%) Land $82,947 Building $369,934 | |
| 2022 | $9,271.00 (+5.09%) Homeowner's exemption | $115,326 (+7.61%) Land $23,138 Building $92,188 | $345,978 (+7.61%) Land $69,414 Building $276,564 |
| 2021 | $8,822.00 Homeowner's exemption | $107,174 Land $22,353 Building $84,821 | $321,522 Land $67,059 Building $254,463 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Astound Broadband, AT&T, Verizon.
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