39W164 Cliff Dr, Elgin, IL 60124 Property Records

Kane County property record for 39W164 Cliff Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1985
Lot Size	0.92 acres (40,075 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (Jun 2000)
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-13-477-002`

Property Details

APN / Parcel Number

Primary APN	`05-13-477-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Basement Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Metal
Foundation Type	Raised
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39W164 CLIFF DR
City	ELGIN
State	IL
Zip	60124-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87 FOREST UNIT7
Legal Subdivision	MONTAGUE FOREST
Legal Block	2
Legal Lot Number	87
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2077
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	39W164 CLIFF DR, ELGIN, IL 60124-8115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2000 · Amount on Record
Deed Sale	Jun 20, 2000 · Amount on Record
Deed Document Number	200049074
Last Transfer Date	Sep 19, 2022
Transfer Doc	0000048316
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 30, 2022
Property Address	39W164 CLIFF DR, ELGIN, IL 60124-8115
Document Number	0000048316
Instrument Date	Sep 19, 2022
Instrument	2022K048316
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	39W164 CLIFF DR, ELGIN, IL 60124-8115

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,686.00 (-8.47%) Homeowner's exemption Senior Citizen's exemption	$101,522 (+7.79%) Land $29,791 Building $71,731	$304,688 (+7.79%) Land $89,409 Building $215,279
2024		$94,185 (+18.82%) Land $27,638 Building $66,547	$282,668 (+18.87%) Land $82,947 Building $199,721
2022	$6,212.00 (+4.79%) Homeowner's exemption	$79,264 (+7.12%) Land $23,138 Building $56,126	$237,792 (+7.12%) Land $69,414 Building $168,378
2021	$5,928.00 Homeowner's exemption	$73,994 Land $22,353 Building $51,641	$221,982 Land $67,059 Building $154,923

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband, AT&T, Verizon.

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